Costa Blanca
New Build in San Miguel de Salinas
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New Build Guide
Buying Off-Plan in San Miguel de Salinas
San Miguel de Salinas is attracting growing new-build investment, with modern developments offering energy-efficient homes built to the latest Spanish construction code. Off-plan opportunities allow buyers to customise finishes and secure pre-completion pricing. The area's infrastructure, lifestyle amenities, and coastal setting continue to drive demand from both international investors and permanent residents.
The Off-Plan Buying Process
- 1
Reservation & NIE
Pay a reservation fee (typically €3,000–€10,000) to take the property off the market. You will need a Spanish NIE (tax identification number) and a Spanish bank account, both of which your lawyer can arrange.
- 2
Private Purchase Contract
Within 30 days, sign the contrato privado de compraventa and pay 10% of the purchase price (minus the reservation). This contract locks in the price and your chosen customisation options. Your deposit is protected by a bank guarantee under Ley 57/68.
- 3
Stage Payments During Build
For off-plan properties, further payments of 20–30% are due at construction milestones (foundations, structure, finishes). Each payment is backed by the mandatory bank guarantee — if the developer fails to deliver, you get your money back.
- 4
Pre-Delivery Snagging Inspection
Before completion, you (or your appointed surveyor) conduct a snagging inspection of the finished property. The developer must remedy any defects before handover. A retention amount of 5–10% of the final payment is typically held back until snagging items are resolved.
- 5
Completion & Notary Signing
Sign the escritura pública (title deed) before a notary, pay the remaining balance (usually 60–70% of the purchase price), and receive your keys. The notary registers the property at the Land Registry in your name. Typical completion timeline for off-plan: 18–24 months from reservation.
New Build Costs & Taxes
| Cost Item | Rate | Note |
|---|---|---|
| IVA (VAT) | 10% | Applies to all new-build purchases nationwide — replaces the ITP (transfer tax) charged on resale properties |
| AJD (Stamp Duty) | 1.5% | Rate set by the Valencian Community regional government |
| Notary Fees | 0.5–1% | Scaled by property price; fixed by government tariff |
| Legal Fees | 1–1.5% | Independent lawyer recommended — never use the developer's lawyer |
| Land Registry | 0.5–1% | Registering the title deed in your name |
| Total Purchase Cost | ~13.5–15% | New-build total on top of the property price in Valencian Community |
What to Expect in New Construction
- Energy rating A or B — mandatory for new construction under the Código Técnico de la Edificación
- Double-glazed thermal-break aluminium windows (Cortizo, Schüco, or equivalent)
- Pre-installed ducted air conditioning with aerothermal heat-pump system
- Underfloor heating in bathrooms; LED lighting throughout all rooms
- Porcelain tile flooring with buyer-selectable finishes (kitchen, bathrooms, living areas)
- Pre-installed fibre-optic internet and electric vehicle charging pre-installation
- Secure underground parking with storage room included
- 10-year structural warranty under the LOE (Ley de Ordenación de la Edificación)
Insider Tip — San Miguel de Salinas
When buying off-plan in San Miguel de Salinas, always instruct an independent lawyer — never use the developer's legal team. Request the bank guarantee certificate (aval bancario) before making any stage payment, and verify that the developer has all building licences and the first-occupation licence timeline. Visit the site at least twice during construction to monitor progress.