New-Build 1-Bedroom Apartment in Arroyo Enmedio, Estepona
Arroyo Enmedio, Estepona · Malaga
1 Chambres1 Salles de bain62 m²
Description
This new-build apartment on the first floor in Arroyo Enmedio, Estepona, offers 62 m2 of internal living space across 1 bedroom and 1 bathroom. The development includes a communal pool and lift access. Málaga Airport is approximately 20 minutes away by car, making the location practical for both permanent residents and those travelling frequently.Arroyo Enmedio is a residential area on the western edge of Estepona, positioned between the town centre and the newer developments along the New Golden Mile. Estepona town centre, with its weekly market on Avenida de Andalucía and the pedestrianised Calle Real, is within a short drive. The Costa del Sol western coast beaches are accessible from Arroyo Enmedio, and the area has good road links along the A-7.Priced at EUR 389,000, the cost per m2 works out at approximately EUR 6,274. As a new-build property, VAT applies at 10% rather than transfer tax, adding around EUR 38,900. Notary fees typically range from EUR 600 to EUR 1,200 and land registry fees from EUR 400 to EUR 800. Legal fees are generally around 1% plus VAT of the purchase price. No community fees are currently registered and no IBI figure is available at this stage. The energy rating is G. Arroyo Enmedio's proximity to the coast and established tourist infrastructure makes this a relevant option for short-term rental consideration.
Détails du bien
| Type de bien | Appartement |
| Chambres | 1 |
| Salles de bain | 1 |
| Surface habitable | 62 m² |
| Étage | 1 |
| Certificat énergétique | G |
| Référence | 32258343-01 |
Équipements
Piscine commune
Ascenseur
Neuf
First floor
1 bedroom
1 bathroom
62 m2 build size
Air conditioning (installation ready)
Close to Estepona town centre
20 minutes from Málaga Airport
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Arroyo Enmedio, Estepona · 36.4060, -5.1937
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €44,735 |
| Notario | ~€950 |
| Registro de la Propiedad | ~€650 |
| Abogado (1% + IVA) | ~€4,707 |
| Total | ~€51,042 (13.1%) |
Aperçu de l'investissement
Prix/m²
€6,274
Estepona moy.
~€1,650
Diff.
+280%
À propos de Arroyo Enmedio, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the EUR 389,000 asking price?
As this is a new-build property, VAT (IVA) applies at 10%, which amounts to EUR 38,900. You should also budget for notary fees of EUR 600 to EUR 1,200, land registry fees of EUR 400 to EUR 800, and legal fees of approximately 1% plus VAT of the purchase price, roughly EUR 4,668 including VAT. Total purchase costs typically add 12 to 14% on top of the agreed price.
Can non-residents get a mortgage on this property?
Yes. Spanish banks generally lend up to 60 to 70% of the purchase price to non-residents, meaning a deposit of 30 to 40% is typically required. On EUR 389,000 that equates to a deposit of approximately EUR 116,700 to EUR 155,600. Current variable and fixed mortgage rates in Spain are broadly in the 3.5 to 4.5% range, though terms vary by lender and applicant profile.
What are the ongoing running costs for this apartment?
Community fees are currently recorded as EUR 0, though this may change once the development is complete and the community of owners is formally established. No IBI (council tax) figure is available yet, as new-build properties are often not assigned a rateable value until after completion and registration. We recommend budgeting for both costs once confirmed.
Can I arrange a viewing, and is a video viewing available?
Yes. You can book an in-person viewing through OceanHome at a time that suits you. If you are based outside Spain or prefer to see the property remotely first, we can also arrange a live video viewing via WhatsApp or video call. Contact us to schedule either option.
Is this apartment suitable for holiday rental?
Arroyo Enmedio sits within the Estepona municipality on the Costa del Sol, which is an established tourist area with demand for short-term rentals throughout the year. To let the property as a holiday rental, you would need to obtain a tourist rental licence from the Junta de Andalucía. Rental demand is generally stronger for properties close to the beach, so we recommend asking the agent for precise distance and local rental market data before making a decision.
What does the buying process involve?
You will first need an NIE (Número de Identificación de Extranjero), which is a Spanish tax identification number required for all property transactions. Once you have agreed a price, a reservation contract is signed and a holding deposit, typically EUR 3,000 to EUR 6,000, is paid to take the property off the market. This is followed by a private purchase contract (arras), where usually 10% of the price is paid. The transaction completes before a notary, at which point the balance is transferred and the title deed (escritura) is signed. The process from reservation to completion generally takes between four and twelve weeks for resales, and longer for new builds depending on construction stage.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 1
- Salles de bain
- 1
- Surface habitable
- 62 m²
- Certificat énergétique
- G
