First-Floor New-Build 1-Bedroom Apartment, Arroyo Enmedio, Estepona
Arroyo Enmedio, Estepona · Malaga
1 Bed1 Bath66 m²Energy: G
Description
At 62 m2, this first-floor apartment is part of a new-build development in Arroyo Enmedio, Estepona, with a communal pool and lift serving the building. The apartment comprises 1 bedroom, 1 bathroom and an open-plan living and kitchen area. Air conditioning infrastructure is already installed, with the final units left for the buyer to specify. The building sits on the first floor, giving a degree of elevation above street level.Arroyo Enmedio is a residential quarter of Estepona positioned between the town centre and the western coastal strip. Estepona's old town, with its pedestrianised Calle Real and weekly street market on Calle Castillo, is accessible without needing to use the main N-340. The promenade and Playa de la Rada, Estepona's longest beach at roughly 2.5 km, are reachable within a short drive or cycle from Arroyo Enmedio.Community fees are currently set at nil. IBI has not yet been assessed, as the development is new build. The property holds an energy rating of G. Málaga Airport is approximately 20 minutes by road, making Arroyo Enmedio a practical base for buyers who travel frequently or who intend to let the property for short stays in the Estepona tourist zone.
Features
- New build
- First floor
- Communal pool
- Lift
- Air conditioning (installation ready)
- 1 bedroom
- 1 bathroom
- 62 m2 build size
- Close to Estepona town centre
- 20 minutes from Málaga Airport
Property Details
| Property Type | Apartment |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Built Area | 66 m² |
| Floor | 1 / 2 |
| Energy Certificate | G |
| Reference | 32258343-01 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
✈️
Location
Arroyo Enmedio, Estepona · 36.4060, -5.1937
About Arroyo Enmedio, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase costs should I budget for beyond the asking price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2% of the purchase price. ITP does not apply. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800) and legal fees of approximately 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet the region's conditions — for example, age, large-family or disability status, or buying a primary residence — and these are worth checking before you finalise your budget.
Can I get a mortgage as a non-resident buyer?
Non-resident buyers in Spain can generally obtain mortgage finance, though lenders typically require a deposit of 30–40% of the purchase price, meaning Spanish banks will usually lend 60–70%. Interest rates have been in the 3.5–4.5% range for non-residents, though the rate offered depends on your lender, income and the loan term. We can connect you with independent mortgage brokers who specialise in this market.
What are the ongoing running costs for this apartment?
Community fees are currently set at nil for this development. IBI (the annual property ownership tax) has not yet been assessed, as the property is a new build; the figure will be confirmed once the catastral reference is issued. A basura (refuse collection) charge may also apply once assessed by the local authority.
Can I view the apartment remotely before travelling to Spain?
Yes. We offer video viewings by appointment, which allow you to tour the apartment and ask questions in real time without travelling. We can also share developer floor plans, material specifications and development layout documents. In-person viewings in Arroyo Enmedio can be arranged at a time to suit you.
Is this apartment suitable for holiday letting?
Estepona is a licensed tourist area and properties in Arroyo Enmedio are generally eligible to apply for a holiday rental licence (Vivienda con Fines Turísticos) through the Junta de Andalucía. The proximity to Estepona's beach, old town and golf courses supports consistent seasonal demand. We do not quote yield figures as returns depend on management, occupancy and pricing strategy, but we can introduce you to local rental management companies.
What are the main steps in the purchase process?
You will first need an NIE (Número de Identificación de Extranjero), the tax identification number required for all property transactions in Spain; this can be obtained at a Spanish consulate in your home country or in person at a police station in Spain. Once you agree terms, a reservation contract is signed and a reservation deposit paid to take the property off the market. This is followed by a private purchase contract (arras or contrato de compraventa), at which point a further payment is typically made. Completion takes place before a notary in Spain, at which point the balance and all taxes are paid and ownership transfers to you.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
WhatsAppEnquire About This PropertySchedule a CallLanguages:EnglishFinnishSwedishSpanish
View LinkedIn ProfileQuick Enquiry
Interested in this property? Send us a message.
By submitting, you agree to our privacy policy.
Key Details
- Type
- apartment
- Bedrooms
- 1
- Bathrooms
- 1
- Build Size
- 66 m²
- Energy Rating
- G
