Ground-Floor New-Build 2-Bedroom Apartment, Arroyo Vaquero
Arroyo Vaquero, Estepona · Malaga
2 Chambres2 Salles de bain92 m²
Description
One of 25 homes in a new-build development in Arroyo Vaquero, this ground-floor apartment offers 92 m2 of internal space across 2 bedrooms and 2 bathrooms. The complex includes apartments, ground-floor units and penthouses, with 1 to 3 bedroom configurations available. Interiors feature porcelain tile floors, built-in wardrobes, electric shutters and a video intercom. Kitchens come fitted with modern appliances. The development sits approximately 1 km from the coast, with Málaga Airport reachable in around 20 minutes by car.Arroyo Vaquero is a residential area on the western stretch of Estepona's coastline, positioned between the town centre and the Cancelada district. The development has access to the A-7 coastal road, connecting residents to Estepona's Paseo Marítimo, Playa de la Rada and the town's weekly market on Calle Terraza. The old town, with its pedestrianised streets and Plaza de las Flores, is within a short drive. Several golf courses operate within the broader Estepona municipality.Priced at EUR 390,000, the price per m2 works out at approximately EUR 4,239. As a new-build property in Andalusia, the applicable purchase tax is IVA at 10 per cent rather than ITP, amounting to EUR 39,000. Community fees are listed at EUR 0 per month at the time of listing; buyers should confirm the final figure with the developer. IBI has not been confirmed for this development. The property holds an energy rating of G.
Détails du bien
| Type de bien | Appartement |
| Chambres | 2 |
| Salles de bain | 2 |
| Surface habitable | 92 m² |
| Étage | 0 / 1 |
| Certificat énergétique | G |
| Référence | 38077013-01 |
Équipements
Piscine commune
Communal gym
Landscaped communal gardens
Ground-floor unit
2 bedrooms
2 bathrooms
Placards intégrés
Porcelain tile floors
Electric shutters
Visiophone
Fitted kitchen with appliances
Climatisation
Neuf
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Arroyo Vaquero, Estepona · 36.4086, -5.1907
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €44,850 |
| Notario | ~€950 |
| Registro de la Propiedad | ~€650 |
| Abogado (1% + IVA) | ~€4,719 |
| Total | ~€51,169 (13.1%) |
Aperçu de l'investissement
Prix/m²
€4,239
Estepona moy.
~€1,650
Diff.
+157%
À propos de Arroyo Vaquero, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the EUR 390,000 asking price?
As a new-build property in Andalusia, you pay IVA (VAT) at 10% rather than transfer tax (ITP). On EUR 390,000 that amounts to EUR 39,000. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (EUR 400–800) and legal fees of approximately 1% of the purchase price plus VAT, so around EUR 3,900–4,700. Budget for total purchase costs of roughly 13–15% above the listed price.
Can I get a mortgage as a non-resident buyer?
Spanish banks typically lend non-residents up to 60–70% of the purchase price or valuation, whichever is lower. On EUR 390,000, you would need a deposit of approximately EUR 117,000–156,000. Variable and fixed mortgage rates currently range from around 3.5% to 4.5% depending on the lender, your financial profile and the loan term. We can refer you to independent mortgage brokers with experience in cross-border lending.
What are the ongoing running costs for this apartment?
Community fees are currently listed at EUR 0 per month; buyers should verify the final figure directly with the developer before exchange. IBI (annual council tax) has not yet been confirmed for this development and will be assessed once the property is registered with the catastro. We recommend budgeting for IBI and any applicable waste collection charge (basura) once confirmed.
Can I view the property remotely before travelling to Spain?
Yes. We offer video viewings via WhatsApp or video call for buyers who cannot visit in person. For new-build properties we can also share developer show-home footage or CGI walk-throughs where available. Contact us to arrange a time that suits you, and we can follow up with an in-person visit once you are ready to travel.
Does this apartment have rental potential?
Arroyo Vaquero sits within the Estepona municipality, which is an established short-term rental market on the Costa del Sol. New-build apartments with communal pools in coastal areas of Estepona attract both holiday and long-term rental demand. A tourist rental licence (VUT) is required for short-term lets in Andalusia; eligibility depends on the community statutes of the development, which buyers should confirm before purchase.
What steps are involved in buying this property?
You will first need to obtain an NIE (Número de Identificación de Extranjero), the Spanish tax identification number required for any property purchase. Once you have agreed terms, a reservation contract is signed and a deposit (typically EUR 3,000–6,000) is paid to take the property off the market. This is followed by a private purchase contract (arras or contrato de compraventa), at which point a further deposit, usually 10% of the purchase price, is paid. Completion takes place before a Spanish notary, at which point the remaining balance and all taxes are settled and keys are handed over.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 2
- Salles de bain
- 2
- Surface habitable
- 92 m²
- Certificat énergétique
- G
