Ground-Floor 2-Bedroom New-Build Apartment, Arroyo Vaquero
Arroyo Vaquero, Estepona · Malaga
2 Bed2 Bath92 m²Energy: G
Description
Covering 92 m2 on the ground floor of a 25-home new-build development in Arroyo Vaquero, this 2-bedroom, 2-bathroom apartment is part of a low-rise complex set approximately 1 km from the coast. The interiors include porcelain tile floors throughout, a fitted kitchen with integrated appliances, built-in wardrobes, electric shutters, and a video intercom system. Both bedrooms are double rooms, and the two full bathrooms are finished to the same specification across the development.Arroyo Vaquero is a quiet residential area on Estepona's western edge, positioned between the town centre and the Guadalmansa river corridor. The A-7 coastal road runs nearby, giving straightforward access to Estepona's old town, Playa de la Rada, and the Puerto Deportivo in under 15 minutes by car. Málaga Airport is approximately 20 minutes away. Arroyo Vaquero itself is mainly low-density residential, with several golf courses within a short drive along the coast road.The development includes a communal pool, communal gym, and landscaped gardens. Community fees are not yet confirmed; the IBI and basura figures are also pending for this new-build. The energy certificate is rated G. The development's scale of 25 units keeps the communal areas manageable, and ground-floor positions within it are limited in number.
Features
- Ground-floor unit
- New build
- 2 bedrooms
- 2 bathrooms
- Air conditioning
- Fitted kitchen with appliances
- Built-in wardrobes
- Porcelain tile floors
- Electric shutters
- Video intercom
- Communal pool
- Communal gym
- Landscaped communal gardens
Property Details
| Property Type | Apartment |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Built Area | 92 m² |
| Floor | 0 / 1 |
| Energy Certificate | G |
| Reference | 38077013-01 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Arroyo Vaquero, Estepona · 36.4086, -5.1907
About Arroyo Vaquero, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What are the purchase costs for this new-build apartment in Arroyo Vaquero?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Notary fees typically run EUR 600–1,200, land registry fees EUR 400–800, and legal representation around 1% of the purchase price plus VAT. These are rates only; your solicitor will calculate the totals once the price is confirmed. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — and this is worth checking before you finalise your budget.
Can non-resident buyers obtain a mortgage for this property?
Spanish lenders generally offer non-residents a loan-to-value of 60–70%, meaning a deposit of 30–40% of the purchase price is typically required. Current variable and fixed rates in Spain range from approximately 3.5% to 4.5%, though the actual rate offered will depend on your financial profile and the lender. A mortgage broker with experience in cross-border Spanish transactions can help you compare options before you commit.
What are the ongoing running costs for this apartment?
Community fees and the annual IBI (council tax) figures are not yet confirmed for this new-build development. Your agent can request the latest estimates from the developer before you exchange. Basura (refuse collection) charges are also pending. Once the development is registered, the community of owners will set the fee schedule at the inaugural AGM.
Can I view the apartment remotely before travelling to Estepona?
Yes. OceanHome can arrange a live video viewing via WhatsApp or video call, allowing you to walk through the apartment and ask questions in real time. For on-site visits, we recommend booking at least 48 hours in advance. The development is accessible from Málaga Airport in approximately 20 minutes, making a same-day trip from the airport feasible.
Is this apartment suitable for holiday rental?
Arroyo Vaquero sits within Estepona's tourist rental zone, and Andalucía permits short-term holiday lets subject to registration of a Vivienda con Fines Turísticos (VFT) licence with the Junta de Andalucía. Ground-floor units in low-rise complexes with communal pools tend to attract year-round demand on the Costa del Sol. Your solicitor can confirm whether the community statutes permit tourist lets and guide you through the registration process.
What steps are involved in buying this property?
First, obtain an NIE (Número de Identificación de Extranjero) — this tax identification number is required to sign any Spanish property contract. A reservation contract and fee then removes the property from the market while legal checks are completed. Next comes the arras (private purchase contract), at which point typically 10% of the purchase price changes hands. Finally, completion takes place before a notary, at which point the balance and all taxes are paid and the title deed (escritura) is signed. We strongly recommend engaging an independent solicitor before the reservation stage.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Build Size
- 92 m²
- Energy Rating
- G
