New-Build 2-Bedroom Apartment in Gamarra, Málaga
Gamarra, Málaga · Malaga
2 Chambres2 Salles de bain105 m²
Description
This fifth-floor new-build apartment in Gamarra offers 105 m2 of living space across 2 bedrooms and 2 bathrooms, with 2 allocated underground parking spaces included in the price. The development includes a communal pool and lift access. As a new-build property, it carries a 10-year structural guarantee under Spanish building law.Gamarra is a residential district in the north-west of Málaga city, positioned between the A-45 and the Guadalmedina river corridor. The neighbourhood sits approximately 3 km from Málaga's historic centre and within 20 minutes of Málaga AGP airport by car. Local amenities within Gamarra include supermarkets, primary schools, and bus connections to the city centre via Avenida de los Guindos.At EUR 528,000, the price per m2 is approximately EUR 5,029. As a new-build, VAT (IVA) applies at 10%, equivalent to EUR 52,800, rather than the resale ITP rate. Additional purchase costs include notary fees of approximately EUR 600 to EUR 1,200, land registry fees of EUR 400 to EUR 800, and legal fees of around 1% plus VAT. Community fees are currently listed at EUR 0 and IBI figures are not yet available for this development. The energy rating is G. Gamarra's proximity to the airport and city ring roads makes it a practical base for both permanent residents and those splitting time between Spain and the UK.
Détails du bien
| Type de bien | Appartement |
| Chambres | 2 |
| Salles de bain | 2 |
| Surface habitable | 105 m² |
| Étage | 5 |
| Certificat énergétique | G |
| Référence | 73461916-01 |
Équipements
Neuf
Piscine commune
Ascenseur
Parking (2 places)
2 bedrooms
2 bathrooms
Fifth floor
105 m2 build size
Climatisation
Double vitrage
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Gamarra, Málaga · 36.7230, -4.4356
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €60,720 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€6,389 |
| Total | ~€69,159 (13.1%) |
Aperçu de l'investissement
Prix/m²
€5,029
Málaga moy.
~€1,650
Diff.
+205%
À propos de Gamarra, Málaga
Málaga est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What purchase taxes and costs apply to this apartment?
As this is a new-build, you pay IVA at 10% rather than resale transfer tax. On EUR 528,000 that is EUR 52,800 in VAT. On top of that, budget for notary fees of approximately EUR 600 to EUR 1,200, land registry fees of EUR 400 to EUR 800, and legal fees of around 1% of the purchase price plus VAT, which comes to roughly EUR 6,336 including VAT at 21%.
Can non-residents get a mortgage on this property?
Yes. Spanish banks typically lend up to 60-70% of the purchase price to non-residents, meaning a deposit of 30-40% is required. On EUR 528,000 that equates to a minimum deposit of roughly EUR 158,400 to EUR 211,200. Current variable and fixed rates from Spanish lenders generally range from 3.5% to 4.5% APR, though individual offers vary.
What are the ongoing running costs?
Community fees are currently shown as EUR 0, though service charges will be confirmed once the development is complete and the owners' community is formally constituted. IBI (annual council tax) figures are not yet available for this new-build. Basura (waste collection) charges are also pending. We recommend budgeting approximately EUR 800 to EUR 1,500 per year for IBI once rateable values are set.
Can I arrange a viewing remotely?
Yes. OceanHome can arrange a live video viewing via WhatsApp or video call at a time that suits you, allowing you to walk through the apartment and ask questions in real time. In-person viewings can also be booked for visits to Málaga.
Does this apartment have rental potential?
Gamarra is a residential district rather than a primary tourist zone, so short-term holiday lettings are less common here than on the coast. However, the apartment's size, two parking spaces, and proximity to Málaga city centre and the airport make it suitable for long-term residential letting to professionals or families. Your solicitor can advise on the licencing requirements applicable in this municipality.
What does the purchase process involve?
First, you obtain an NIE number (Spanish fiscal identification), which your solicitor can arrange. You then sign a reservation agreement and pay a holding deposit, typically EUR 3,000 to EUR 6,000, to remove the property from the market. This is followed by a private purchase contract (arras or contrato de compraventa) with a further deposit, usually 10% of the price. Completion takes place before a notary, at which point the balance is paid and keys are handed over.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 2
- Salles de bain
- 2
- Surface habitable
- 105 m²
- Certificat énergétique
- G
