New-Build 3-Bedroom Apartment, Camino Viejo de Málaga
Camino Viejo De Malaga, Velez Malaga · Malaga
3 Chambres2 Salles de bain91 m²
Description
A fourth-floor apartment across 91m2 of built space, this new-build property in Camino Viejo de Málaga delivers 3 bedrooms and 2 bathrooms within a building served by a lift and a communal pool. Priced at EUR 304,950, the build cost works out at approximately EUR 3,351 per m2. The energy rating is G, which is common for newly completed properties prior to their full certification update.Camino Viejo de Málaga sits within the Vélez-Málaga municipality, which covers the coastal strip around Caleta de Vélez and the historic town centre roughly 3km inland. The area has good access to the N-340 coastal road, local supermarkets, and the fishing harbour at Caleta de Vélez. Málaga-Costa del Sol Airport (AGP) is approximately 20 minutes by car, making Camino Viejo de Málaga a practical base for frequent travellers.Community fees are currently listed at EUR 0, though buyers should confirm this figure with the developer as charges may apply once the community is formally constituted. IBI (annual property tax) has not yet been assessed for this new-build unit. As a new-build purchase in Málaga province, the applicable tax is IVA at 10% rather than ITP, which on this price equates to EUR 30,495. Buyers should also budget for notary fees of approximately EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of around 1% of the purchase price plus VAT.
Détails du bien
| Type de bien | Appartement |
| Chambres | 3 |
| Salles de bain | 2 |
| Surface habitable | 91 m² |
| Étage | 4 |
| Certificat énergétique | G |
| Référence | 57249812-02 |
Équipements
Piscine commune
Ascenseur
3 bedrooms
2 bathrooms
91m2 build
4th floor
Neuf
Air conditioning (infrastructure to confirm with developer)
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Camino Viejo De Malaga, Velez Malaga · 36.7736, -4.1070
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €35,069 |
| Notario | ~€950 |
| Registro de la Propiedad | ~€650 |
| Abogado (1% + IVA) | ~€3,690 |
| Total | ~€40,359 (13.2%) |
Aperçu de l'investissement
Prix/m²
€3,351
Velez Malaga moy.
~€1,650
Diff.
+103%
À propos de Camino Viejo De Malaga, Velez Malaga
Velez Malaga est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the EUR 304,950 asking price?
As this is a new-build property in Málaga province, you pay IVA at 10% instead of ITP. On EUR 304,950 that is EUR 30,495. Add notary fees of approximately EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of roughly 1% of the purchase price plus VAT (approximately EUR 3,050 plus VAT). Total purchase costs typically run to 13 to 15% above the sale price.
Can I get a mortgage as a non-resident buyer?
Yes. Spanish banks typically lend non-residents up to 60 to 70% of the purchase price or valuation, whichever is lower, meaning a deposit of 30 to 40% is usually required. On EUR 304,950 that implies a deposit of approximately EUR 91,485 to EUR 121,980. Current variable and fixed rates for non-residents range from roughly 3.5% to 4.5% depending on lender and term. We can refer you to an independent mortgage broker for personalised guidance.
What are the estimated annual running costs?
Community fees are currently listed as EUR 0, though this should be verified with the developer once the owners' community is formally set up, as charges are likely to apply. IBI (local property tax) has not yet been assessed for this unit; once assessed it is typically calculated on the cadastral value, which for a property of this size and location is often in the range of EUR 300 to 600 per year. A waste collection charge (basura) may also apply annually.
How do I arrange a viewing?
Contact the OceanHome team to book an in-person visit to the development in Camino Viejo de Málaga. If you are based outside Spain, we can also arrange a live video viewing so you can see the property and ask questions in real time before committing to travel.
Does this property have rental potential?
Vélez-Málaga and the nearby coast around Caleta de Vélez attract visitors during the summer months and have a growing year-round rental market. A 3-bedroom apartment on the fourth floor with a communal pool is well suited to short-term holiday lets, subject to obtaining the required Junta de Andalucía tourist rental licence. We recommend speaking to a local property manager for current rental demand data in Camino Viejo de Málaga.
What steps are involved in buying this property?
First, you will need a Spanish NIE (tax identification number for foreigners), which can be obtained through a Spanish consulate or in person in Spain. Once you have agreed the purchase, you pay a reservation fee to take the property off the market. This is followed by a private purchase contract (contrato de arras) where typically 10% of the purchase price is paid. The balance is settled at the notary on the day of completion, when title transfers to you and the deed is signed. We recommend appointing an independent Spanish solicitor to handle due diligence throughout.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 3
- Salles de bain
- 2
- Surface habitable
- 91 m²
- Certificat énergétique
- G
