Second-Floor New-Build 2-Bedroom Apartment, Arroyo Enmedio
Arroyo Enmedio, Estepona · Malaga
2 Chambres2 Salles de bain81 m²
Description
Part of a 58-home new-build development in Arroyo Enmedio, this second-floor apartment spans 81 m2 and includes 2 bedrooms and 2 bathrooms. The complex comprises apartments, ground-floor units and penthouses, with lift access throughout. Interiors feature porcelain tile and laminate flooring, integrated air conditioning and a fitted kitchen with modern appliances. Two private parking spaces are included in the purchase price.Arroyo Enmedio is a residential district on the western edge of Estepona, approximately 1 km from the coastline. The Paseo Marítimo and Playa de la Rada are within easy reach, and the N-340 provides direct access to Estepona's old town, Plaza de las Flores and weekly markets. Málaga Airport is roughly 40 km away, around 20 minutes by road.At EUR 467,000, the price per m2 works out at approximately EUR 5,765. This is a new-build property, so purchase tax is IVA at 10% (EUR 46,700) rather than ITP. Additional costs include notary fees of approximately EUR 600 to 1,200, land registry fees of EUR 400 to 800 and legal fees of around 1% plus VAT. Community fees are currently listed at EUR 0 and IBI figures are not yet available for this development. The energy rating is G. Arroyo Enmedio attracts both permanent residents and buyers seeking a coastal base within easy reach of the AP-7 motorway.
Détails du bien
| Type de bien | Appartement |
| Chambres | 2 |
| Salles de bain | 2 |
| Surface habitable | 81 m² |
| Étage | 2 |
| Certificat énergétique | G |
| Référence | 28625956-11 |
Équipements
Neuf
2 bedrooms
2 bathrooms
Second floor
Ascenseur
Piscine commune
Solarium
Parking (2 places)
Climatisation
Fitted kitchen with appliances
Porcelain tile and laminate flooring
Placards intégrés
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Arroyo Enmedio, Estepona · 36.4070, -5.1948
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €53,705 |
| Notario | ~€950 |
| Registro de la Propiedad | ~€650 |
| Abogado (1% + IVA) | ~€5,651 |
| Total | ~€60,956 (13.1%) |
Aperçu de l'investissement
Prix/m²
€5,765
Estepona moy.
~€1,650
Diff.
+249%
À propos de Arroyo Enmedio, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the total purchase costs for this apartment?
As a new-build property in Andalusia, this apartment is subject to IVA at 10% rather than ITP. On a purchase price of EUR 467,000, that amounts to EUR 46,700 in VAT. You should also budget for notary fees of approximately EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of around 1% of the purchase price plus VAT (roughly EUR 4,670 plus VAT). Total acquisition costs typically run to 12 to 13% on top of the asking price.
Can I get a mortgage as a non-resident buyer?
Yes, Spanish banks offer mortgages to non-resident buyers, though they typically require a deposit of 30 to 40% of the purchase price. On EUR 467,000 that means having between EUR 140,100 and EUR 186,800 available as a deposit. Current variable and fixed mortgage rates in Spain generally sit between 3.5% and 4.5%. We can refer you to independent mortgage brokers with experience in cross-border financing.
What are the ongoing running costs for this property?
Community fees for this development are currently listed at EUR 0; you should confirm the final figure with the developer before exchange. Annual IBI (council tax) has not yet been assessed for this new-build. Utility connection costs and rubbish collection charges will apply once the property is occupied. We recommend asking your solicitor to clarify all recurring charges prior to signing.
Can I view this apartment remotely?
Yes. We offer video viewings by appointment, which allows you to walk through the development and review the specification in detail before travelling to Spain. In-person viewings at the Arroyo Enmedio site can also be arranged. Contact our Estepona team to book either option.
Is this apartment suitable as a rental investment?
Arroyo Enmedio sits within the Costa del Sol tourist zone, and short-term holiday rentals are permitted subject to obtaining a Junta de Andalucía tourist licence. The area's proximity to the beach and Estepona town centre supports demand from seasonal visitors. We do not quote yield projections, but our property management team can provide local rental market data on request.
What does the purchase process involve?
You will first need a Spanish tax identification number (NIE), which your solicitor can obtain on your behalf. Once you have chosen the unit, a reservation agreement is signed and a holding deposit paid, typically EUR 3,000 to 6,000. This is followed by a private purchase contract (arras), at which point around 10% of the price is paid. The balance is settled at the notary on the completion date, when the title deeds (escritura) are signed and keys handed over. Using an independent Spanish solicitor throughout is strongly advised.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 2
- Salles de bain
- 2
- Surface habitable
- 81 m²
- Certificat énergétique
- G
