Second-Floor 2-Bedroom New-Build Apartment, Arroyo Enmedio, Estepona
Arroyo Enmedio, Estepona · Malaga
2 Bed2 Bath81 m²Energy: G
Description
Positioned on the second floor of a 58-home development in Arroyo Enmedio, this 81m2 new-build apartment includes 2 bedrooms, 2 bathrooms and 2 allocated underground parking spaces. The kitchen comes fully fitted with integrated appliances, and both bedrooms have built-in wardrobes. Floors throughout are a combination of porcelain tile and laminate. The development is served by a lift, and residents have access to a communal pool and a rooftop solarium.Arroyo Enmedio sits on Estepona's eastern side, roughly 1km from the coastline. The neighbourhood connects directly to the N-340 coastal road, placing the centre of Estepona and its market on Calle Terraza within a short drive. Estepona's Paseo Marítimo and Playa de la Rada are accessible without joining a motorway, and the wider range of shops along Avenida de España is close by. Málaga Airport is approximately 20 minutes away by car.Community fees are currently zero, which is notably low for a development of this size and worth confirming with the agent for the ongoing period. IBI has not yet been assessed for this new-build property. The apartment carries an energy rating of G. As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Arroyo Enmedio's proximity to the coast and to Estepona's established rental market means the apartment may suit buyers considering short-term lettings, subject to local licensing requirements.
Features
- New build
- Second floor
- Lift
- Air conditioning
- Communal pool
- Solarium
- Parking (2 spaces)
- Fitted kitchen with appliances
- Built-in wardrobes
- Porcelain tile and laminate flooring
- 2 bathrooms
Property Details
| Property Type | Apartment |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Built Area | 81 m² |
| Floor | 2 |
| Energy Certificate | G |
| Reference | 28625956-11 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Arroyo Enmedio, Estepona · 36.4070, -5.1948
About Arroyo Enmedio, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase taxes and costs apply to this apartment?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2% of the purchase price. ITP does not apply. On top of taxes, budget for notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800) and legal fees (around 1% of the purchase price plus VAT). Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — worth checking before you budget.
Can I get a mortgage as a non-resident buyer?
Spanish lenders typically require non-resident buyers to provide a deposit of 30–40% of the purchase price, as mortgages are generally capped at 60–70% loan-to-value for non-residents. Current variable and fixed rates in Spain generally range between 3.5% and 4.5%, though your rate will depend on your financial profile and the lender. We recommend speaking to an independent mortgage broker with experience in Spanish property finance.
What are the ongoing running costs?
Community fees are currently listed as zero; we recommend confirming the anticipated ongoing charge with the agent before exchange, as this figure may reflect the pre-occupation period. The annual IBI (local property tax) has not yet been assessed for this new-build property and will be set by Estepona Town Hall following registration. A refuse collection charge (basura) may also apply once assessed.
How can I arrange a viewing?
Viewings can be arranged in person or remotely. We offer video viewings for buyers who cannot travel to Estepona immediately, allowing you to walk through the apartment and the development's communal areas via a live video call with one of our agents. Contact us to book a time that suits you.
Is this apartment suitable as a rental investment?
Arroyo Enmedio's location approximately 1km from the coast, combined with Estepona's established tourist market and easy access to Málaga Airport (around 20 minutes), means there is demand for short-term holiday lets in this area. Rental income potential will depend on the development's community rules, Andalucía's tourist rental licensing requirements and seasonal demand. We can connect you with a local property management company for a market assessment.
What does the purchase process involve?
You will first need a Spanish tax identification number (NIE), which your solicitor can apply for on your behalf. Once you have agreed to proceed, a reservation fee is paid to take the property off the market, followed by a private purchase contract (arras or contrato de compraventa) at which point a further deposit — typically 10% of the purchase price — is paid. The balance is paid on the day of completion at the notary's office, where the title deed (escritura) is signed and ownership is formally transferred. We recommend appointing an independent Spanish solicitor to act for you throughout.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Build Size
- 81 m²
- Energy Rating
- G
