First-Floor 3-Bedroom New-Build Apartment, Caleta de Vélez
Caleta de Vélez, Vélez-Málaga · Malaga
3 Bed2 Bath109 m²Energy: G
Description
A first-floor apartment of 109 m2 in a new-build development in Caleta de Vélez, offering 3 bedrooms and 2 bathrooms across a well-proportioned layout. The property comes with 2 allocated parking spaces within the building and access to a communal pool. A lift serves all floors, and the apartment benefits from air conditioning throughout.Caleta de Vélez sits on the eastern edge of the Axarquía coast, roughly 20 minutes by road from Málaga Airport. The area centres on a working fishing port, with a covered fish market, a long promenade, and a stretch of beach that runs towards Torre del Mar to the west. A supermarket, bakeries, and local bars are within the Caleta de Vélez commercial strip, making day-to-day errands straightforward on foot.Community fees are currently recorded as nil; prospective buyers should confirm the final figure with the developer before exchange. IBI has not yet been assessed for this property. The energy rating is G. Caleta de Vélez attracts both year-round residents and summer visitors, giving the area reasonable short-term rental activity for those exploring that option.
Features
- New build
- First floor
- 3 bedrooms
- 2 bathrooms
- 109 m2 build size
- Air conditioning
- Communal pool
- Lift
- 2 parking spaces
- Energy rating G
Property Details
| Property Type | Apartment |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Built Area | 109 m² |
| Floor | 1 |
| Energy Certificate | G |
| Reference | 10480301-03 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Caleta de Vélez, Vélez-Málaga · 36.7593, -4.0679
About Caleta de Vélez, Vélez-Málaga
Vélez - Málaga is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase costs should I budget for beyond the asking price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Both AJD and IVA rates are set at the autonomous-region level. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (EUR 400–800), and legal fees at approximately 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet Andalucía's conditions — for example, age, large-family or disability status, or buying a primary residence — so it is worth checking before you finalise your budget.
Can non-residents get a mortgage on this property?
Non-resident buyers can generally obtain a mortgage from a Spanish lender, though most banks require a deposit of 30–40% of the purchase price. Interest rates for new mortgages currently range between approximately 3.5% and 4.5%, depending on the lender and the loan structure. Speaking with an independent mortgage broker early in the process is advisable.
What are the estimated running costs?
Community fees are currently recorded as nil; buyers should confirm the ongoing fee with the developer before committing, as new-build developments sometimes establish a fee schedule once the community of owners is constituted. IBI (annual property tax) has not yet been assessed for this property. A waste collection charge (basura) may also apply once levied by the local authority.
Can I arrange a viewing remotely?
Yes. Video viewings are available for buyers who cannot travel to Caleta de Vélez. Contact the OceanHome team to arrange a live video walkthrough at a time that suits you, or to request additional footage of specific areas of the apartment or the development.
Is this apartment suitable as a rental investment?
Caleta de Vélez sees a steady flow of summer visitors drawn to the port and the beach, and the area also has a community of year-round residents. Short-term tourist lets require a licence from the Junta de Andalucía, and licences for new-build apartments can take several months to process. Speak to a local property manager for realistic occupancy estimates before making any rental projections.
What does the purchase process involve?
First, obtain an NIE (foreigner identification number) from a Spanish consulate or locally in Spain — you will need this before signing any contract. A reservation agreement is then signed and a holding deposit paid to take the property off the market. This is followed by a private purchase contract (arras or contrato de compraventa), at which point a further stage payment is typically made. Completion takes place before a notary, at which point the balance is paid and the title deed (escritura) is signed. Using an independent Spanish solicitor throughout is strongly recommended.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Build Size
- 109 m²
- Energy Rating
- G
