First-Floor New-Build 3-Bedroom Apartment, Arroyo Vaquero, Estepona
Arroyo Vaquero, Estepona · Malaga
1 Bed1 Bath80 m²Energy: G
Description
This first-floor apartment in Arroyo Vaquero forms part of a two-storey new-build development and covers 130 m2 across 3 bedrooms and 2 bathrooms. The property sits on the first of two floors and includes air conditioning throughout. A 10-year structural warranty is provided with the purchase. The development includes a communal pool.Arroyo Vaquero lies in the western stretch of Estepona's coastline, a quieter residential corridor between the town centre and Casares. The area is within approximately 20 minutes of Málaga Airport (AGP) by road. Arroyo Vaquero is close to the AP-7 motorway access, making it a practical base for travel along the Costa del Sol. Specific beach, supermarket and golf distances for this location are available on request from the agent.Community fees for this development are currently set at no monthly charge. IBI figures are not yet available as the building is newly constructed and will be assessed after completion. The property carries an energy rating of G, which is typical for new-build apartments awaiting final certification. Arroyo Vaquero's position along the western Costa del Sol makes it attractive to buyers considering short-term holiday letting, subject to the applicable Andalucía tourist licence requirements.
Features
- New build
- First floor
- 3 bedrooms
- 2 bathrooms
- 130 m2 build size
- Air conditioning
- Communal pool
- 10-year structural warranty
- Residential development
- 20 minutes from Málaga Airport
Property Details
| Property Type | Apartment |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Built Area | 80 m² |
| Floor | 1 / 1 |
| Energy Certificate | G |
| Reference | 38077013-05 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Arroyo Vaquero, Estepona · 36.4086, -5.1907
About Arroyo Vaquero, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase costs should I budget for beyond the asking price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Both IVA and AJD are set by the autonomous region of Andalucía. In addition, expect notary fees of approximately EUR 600–1,200, land registry fees of approximately EUR 400–800, and legal fees of around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — worth checking before you budget.
Can I get a mortgage on this property as a non-resident?
Non-resident buyers can typically obtain a Spanish mortgage, though lenders generally require a deposit of 30–40% of the purchase price, with the remainder financed. Current variable and fixed mortgage rates in Spain broadly range from 3.5% to 4.5%, depending on the lender and your financial profile. Speak to a Spanish mortgage broker early in the process to confirm eligibility and the terms available to you.
What are the ongoing running costs for this apartment?
Community fees for this development are currently set at EUR 0 per month. IBI (annual property tax) has not yet been assessed as the building is newly constructed; a figure will be issued by the local authority following completion and registration. A basura (refuse collection) charge may also apply once the property is registered with Estepona town hall.
Can I arrange a viewing, and is a remote option available?
Yes. In-person viewings can be arranged directly through OceanHome. If you are unable to travel to Estepona, we can organise a live video viewing via WhatsApp or video call, allowing you to tour the property and ask questions in real time. Contact us to book a convenient date and time.
What is the rental potential for this apartment?
Arroyo Vaquero's location along the western Costa del Sol, with good access to Estepona and Marbella, means demand for short-term holiday lets exists in the area. To let the property on a tourist basis you will need to register for an Andalucía tourist licence and comply with regional regulations. We recommend speaking to a local property manager about realistic occupancy and income expectations before committing to a rental strategy.
What are the main steps in the purchase process?
First, you will need a Spanish tax identification number (NIE), which your lawyer can apply for on your behalf. Once you have agreed terms, a reservation fee is typically paid to take the property off the market. This is followed by a private purchase contract (arras or contrato de compraventa), at which point a further deposit — commonly 10% of the purchase price — is paid. The sale is completed before a notary, at which point the balance, taxes and fees are settled and the title deed (escritura) is signed. Independent legal advice from a registered Spanish solicitor is strongly recommended throughout.

Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 1
- Bathrooms
- 1
- Build Size
- 80 m²
- Energy Rating
- G


