Ground-Floor 2-Bedroom New-Build Apartment, Whater Gardens
Whater Gardens, Estepona · Malaga
2 Bed2 Bath129 m²Energy: G
Description
This ground-floor new-build apartment in Whater Gardens, Estepona measures 128 m2 and forms part of a small development of 14 homes across two storeys. The property has 2 bedrooms and 2 bathrooms, with underfloor heating throughout and home automation installed as standard. Interiors feature porcelain tile flooring and built-in wardrobes, with high-quality appliances included. Two private parking spaces are allocated to this unit, and the building has a lift.Whater Gardens sits within Estepona's western residential belt, roughly 1 km from the coastline. The town centre's Calle Terraza and Plaza de las Flores are within a short drive, offering daily shopping, markets and a broad range of restaurants. Estepona's Paseo Marítimo and Playa de la Rada are the nearest beach stretches, and Málaga Airport is approximately 20 minutes away by road. Whater Gardens is well connected to the A-7 coastal motorway, making both Marbella and Gibraltar accessible in under 45 minutes.Community fees for this development are currently set at zero. The annual IBI figure is not yet confirmed and should be verified with the agent before exchange. The property carries an energy rating of G. As a new-build in Whater Gardens within a tourist-active municipality on the Costa del Sol, short-term rental demand in the broader Estepona area is consistent across the spring-to-autumn period, which may be of interest to investors.
Features
- Ground floor
- 2 bedrooms
- 2 bathrooms
- 128 m2 built
- Communal pool
- Lift
- Parking (2 spaces)
- Underfloor heating
- Home automation
- Built-in wardrobes
- Alarm system
- Communal gym
- Communal solarium
- Air conditioning
- Porcelain tile flooring
Property Details
| Property Type | Apartment |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Built Area | 129 m² |
| Floor | 0 / 2 |
| Energy Certificate | G |
| Reference | 50117464-06 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Whater Gardens, Estepona · 36.4681, -5.0490
About Whater Gardens, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase taxes and costs should I budget for?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Additional costs typically include notary fees of EUR 600–1,200, land registry fees of EUR 400–800, and legal fees of around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions — for example, age, large-family or disability status, or buying a primary residence — and it is worth checking before you finalise your budget.
Can I get a mortgage as a non-resident buyer?
Non-resident buyers in Spain can typically borrow up to 60–70% of the purchase price, meaning a deposit of 30–40% is generally required. Current variable and fixed mortgage rates from Spanish lenders are broadly in the range of 3.5–4.5%, though your individual rate will depend on your financial profile and the lender. We recommend obtaining an agreement in principle before making an offer.
What are the ongoing running costs for this apartment?
Community fees for this development are currently zero. The annual IBI (council tax) figure has not yet been confirmed for this property — please ask the agent for the latest information before committing. No basura (rubbish collection) fee figure is available at this stage either. Two parking spaces are included, so there are no additional parking charges within the development.
Can I arrange a viewing remotely?
Yes. We offer video viewings for buyers who are unable to travel to Estepona immediately. A member of our team will walk you through the apartment and the development's common areas in real time, and can answer questions as you go. In-person viewings can be arranged with advance notice.
Does this apartment have rental potential?
Estepona is an active short-term rental market on the Costa del Sol, with demand concentrated between April and October. Ground-floor apartments with communal pool access and two parking spaces tend to suit families and couples looking for a base near the coast. You would need to obtain a tourist licence from the Junta de Andalucía before letting the property commercially. We can refer you to a local rental management company for more detailed advice.
What does the purchase process involve?
First, you will need a Spanish NIE (tax identification number), which can be obtained through a Spanish consulate or by a lawyer acting under power of attorney. Once you have agreed terms, a reservation fee is paid to take the property off the market. This is followed by a private purchase contract (arras or contrato de compraventa), at which point a further deposit — typically 10% of the purchase price — is paid. The transaction is completed before a notary, who registers the deed with the land registry. Engaging an independent Spanish property lawyer from the outset is strongly recommended.

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Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Build Size
- 129 m²
- Energy Rating
- G


