New-Build 3-Bedroom Villa in Whater Gardens, Estepona
Whater Gardens, Estepona · Malaga
3 Bed3 Bath295 m²1086 m² plotEnergy: G
Description
Set on a 1,086 m2 plot in Whater Gardens, this new-build villa delivers 295 m2 of built space across 3 bedrooms and 3 bathrooms. The plot size places it among the more generously proportioned residential plots in this part of Estepona, giving ample space for outdoor living between the garden and the villa itself. Málaga Airport is approximately 20 minutes away by car.Whater Gardens sits within the western stretch of the Costa del Sol between Estepona town and San Pedro de Alcántara. The area is close to several golf courses along the New Golden Mile corridor, and the beaches of Estepona are accessible within a short drive. Estepona town centre, with its weekly market on Avenida Juan Carlos I and a broad range of shops and restaurants, is around 10 minutes from Whater Gardens by road.Priced at EUR 1,650,000, the price per m2 of built space works out at approximately EUR 5,593. As a new-build, the applicable purchase tax is IVA at 10 percent, amounting to EUR 165,000, plus stamp duty (AJD) at 1.2 percent. Notary fees are typically EUR 600 to 1,200 and land registry fees EUR 400 to 800. Budget an additional 1 percent plus VAT for legal representation. Community fees are currently listed at EUR 0. The IBI figure has not yet been confirmed by the vendor. The energy rating is G.The 1,086 m2 plot gives considerable scope for landscaping, a private pool, terraces, and parking. No terrace figure has been confirmed in the current data, but the ground-floor configuration and plot dimensions allow for substantial outdoor space to be developed as part of the build specification. Buyers should confirm the final outdoor layout directly with the developer.
Features
- New-build
- Private plot of 1,086 m2
- 3 bathrooms
- Ground floor
- Air conditioning
- Private garage
- Garden
- Private pool
- Under-floor heating
- Built-in wardrobes
- Double glazing
- Private driveway
Property Details
| Property Type | Villa |
| Bedrooms | 3 |
| Bathrooms | 3 |
| Built Area | 295 m² |
| Plot Size | 1086 m² |
| Floor | 0 |
| Energy Certificate | G |
| Reference | 94893767-01 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Whater Gardens, Estepona · 36.4699, -5.0465
About Whater Gardens, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What are the total purchase costs on top of the asking price?
As this is a new-build property, VAT (IVA) applies at 10%, which on EUR 1,650,000 amounts to EUR 165,000. You will also pay stamp duty (AJD) at approximately 1.2% (around EUR 19,800). Notary fees are typically EUR 600–1,200, land registry fees EUR 400–800, and legal representation usually costs around 1% of the purchase price plus VAT (approximately EUR 19,800 before VAT). Total additional costs are likely to fall in the region of EUR 205,000–210,000.
Can non-residents obtain a mortgage on this property?
Yes. Spanish banks typically lend up to 60–70% of the purchase price to non-residents, meaning a deposit of 30–40% is required. On EUR 1,650,000 that equates to between EUR 495,000 and EUR 660,000. Current variable and fixed mortgage rates from Spanish lenders range from approximately 3.5% to 4.5%. A formal valuation will be required by the lending bank.
What are the ongoing running costs for this villa?
Community fees are currently listed at EUR 0 per year. The annual IBI (council tax) figure has not yet been confirmed by the vendor and should be requested before exchange. There will also be an annual rubbish collection charge (basura), the amount of which has not been confirmed. Utility bills for a villa of 295 m2 will vary depending on usage.
Is it possible to view the property remotely?
Yes. OceanHome can arrange a live video viewing via video call if you are unable to travel to Estepona in person. We can also provide additional photos, developer brochures, and floor plans on request. To book an in-person or video viewing, contact our team directly.
Does this property have rental potential?
Whater Gardens is located in the Estepona municipality on the Costa del Sol, a popular tourist area with year-round rental demand. New-build villas in this corridor can attract both short-term holiday lets and longer-term seasonal rentals. A tourist rental licence from the Junta de Andalucía will be required for short-term letting. We recommend consulting a local property manager for realistic occupancy and rate projections.
What steps are involved in buying this property?
First, you will need a Spanish NIE (tax identification number), which can be obtained at a Spanish consulate or in Spain. Once you agree a price, a reservation contract is signed and a holding deposit paid (typically EUR 3,000–6,000) to take the property off the market. This is followed by a private purchase contract (arras), at which point 10% of the price is usually paid. The balance is settled at the notary on completion, when title transfers to you. Independent legal representation is strongly advised throughout.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- villa
- Bedrooms
- 3
- Bathrooms
- 3
- Build Size
- 295 m²
- Plot Size
- 1086 m²
- Energy Rating
- G
