New-Build 3-Bedroom Villa on 1,086m2, Whater Gardens
Whater Gardens, Estepona · Malaga
3 Bed3 Bath295 m²1086 m² plotEnergy: G
Description
Built across a single ground floor, this 3-bedroom new-build villa in Whater Gardens, Estepona provides 295 m2 of living space on a private plot of 1,086 m2. The property includes 3 bathrooms, built-in wardrobes throughout, under-floor heating, air conditioning, and double glazing. A private garage and dedicated driveway serve the property directly from the plot.Whater Gardens sits within the wider Estepona corridor, close to the N-340 and the resort facilities of the western Costa del Sol. Estepona's old town, with its weekly market on Calle Carnicerias and the pedestrianised Calle Real, is accessible by car. Málaga Airport (AGP) is approximately 20 minutes by road. Distances to the beach, supermarkets, and the nearest golf course are available on request from the agent.Whater Gardens is a new-build development with no community fees applicable to this villa. The IBI figure has not yet been confirmed for this plot and should be verified before exchange. The property carries an energy rating of G. No basura charge has been confirmed at the time of listing.The 1,086 m2 plot provides space for a private pool, lawned garden, and outdoor terrace areas. The pool is included in the build specification. The ground-floor layout gives direct access from all principal rooms to the garden and outdoor areas without internal staircases.
Features
- New-build
- Private plot of 1,086 m2
- Private pool
- Private garage
- Private driveway
- Garden
- Air conditioning
- Under-floor heating
- Built-in wardrobes
- Double glazing
- Ground floor
- 3 bathrooms
Property Details
| Property Type | Villa |
| Bedrooms | 3 |
| Bathrooms | 3 |
| Built Area | 295 m² |
| Plot Size | 1086 m² |
| Floor | 0 |
| Energy Certificate | G |
| Reference | 94893767-01 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Whater Gardens, Estepona · 36.4699, -5.0465
About Whater Gardens, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What are the purchase costs on top of the asking price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2% of the purchase price. ITP does not apply. These rates are set by the Autonomous Community of Andalucía. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800), and legal fees of approximately 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — so it is worth checking before you finalise your budget.
Can non-residents obtain a mortgage on this property?
Non-resident buyers can generally borrow up to 60–70% of the purchase price, meaning a deposit of 30–40% is typically required. Variable and fixed mortgage rates for non-residents currently range from approximately 3.5% to 4.5%, though terms vary between lenders. We recommend seeking independent mortgage advice before making an offer.
What are the ongoing running costs?
This villa has no community fees. The annual IBI (council tax) figure has not yet been confirmed for this plot; the agent can seek an estimate from the local authority before you proceed. No basura (refuse collection) charge has been confirmed at time of listing. Energy performance is rated G.
Can I view the property remotely?
Yes. We offer video viewings for buyers who are unable to travel to Estepona at short notice. A live video call can be arranged with one of our local agents, who will walk through the property and the surrounding development in real time. Contact us to schedule a remote or in-person viewing.
Is this villa suitable for holiday rental?
Estepona is an established tourist area on the Costa del Sol, and new-build villas on the western corridor attract both short-term holiday lets and longer seasonal rentals. A tourist rental licence (VFT) is required in Andalucía before letting legally. Demand is strongest from May to October. We recommend speaking to a local property management company for realistic occupancy and rental rate expectations before purchase.
What is the purchase process for a Spanish new-build property?
You will first need an NIE (Número de Identificación de Extranjero), which is required for any Spanish property transaction. Once you have agreed terms, a reservation contract and deposit secures the property and takes it off the market. This is followed by a private purchase contract (equivalent to arras for new builds) in which staged payments are typically made during construction. Completion takes place before a notary, at which point the balance and taxes are paid and the title deed (escritura) is signed. We recommend appointing an independent Spanish solicitor to handle due diligence throughout.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- villa
- Bedrooms
- 3
- Bathrooms
- 3
- Build Size
- 295 m²
- Plot Size
- 1086 m²
- Energy Rating
- G
