Question 1

What are the purchase costs on top of the sale price?

Accepted Answer

As a resale in the Valencian Community, this purchase carries ITP transfer tax at 9% of the purchase price, rising to 11% on the entire value above €1,000,000. Note that tax is charged on the higher of the price paid and the property's official reference value, so treat any figure based on the asking price as a minimum. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800) and legal fees of around 1% of the purchase price plus VAT. Budget for roughly 12–14% on top of the purchase price in total. Reduced rates and local allowances may apply if you meet the Valencian Community's conditions — for example, age, large-family or disability status, or buying a primary residence — and it is worth checking before you budget.

Question 2

Can I get a mortgage as a non-resident buyer?

Accepted Answer

Non-resident buyers can typically access Spanish mortgages, though lenders generally require a deposit of 30–40% of the purchase price. Current variable and fixed mortgage rates broadly range from 3.5% to 4.5%, depending on the lender and your financial profile. It is advisable to obtain a mortgage agreement in principle before making an offer.

Question 3

What are the ongoing running costs?

Accepted Answer

Estimated community fees are approximately EUR 35 per month, covering communal areas and pool maintenance. The estimated annual IBI (local property tax) is EUR 420. Both figures are estimates and should be verified with the relevant bodies before completion. You should also budget for utilities, buildings insurance and any personal property management costs.

Question 4

Can I view the property remotely?

Accepted Answer

Yes. In addition to in-person viewings, we can arrange a live video viewing so you can walk through the property in real time with one of our agents. Contact us to schedule either option at a time that suits you.

Question 5

Is this property suitable as a rental investment?

Accepted Answer

Ciudad Quesada attracts both long-term residents and seasonal visitors from northern Europe, which supports demand for residential rentals. If you intend to let the property on a short-term or tourist basis, you will need a tourist licence issued by the Valencian Community authorities. We recommend speaking with a local lawyer and a rental management company to assess achievable occupancy and income before committing.

Question 6

What does the purchase process involve?

Accepted Answer

First, you will need an NIE (Número de Identificación de Extranjero), the tax identification number required for all Spanish property purchases. Once your offer is accepted, a reservation contract is signed and a holding deposit paid to take the property off the market. This is followed by a private purchase contract (arras), at which point typically 10% of the purchase price is paid. The sale is then completed before a notary, at which point the balance and all associated taxes and fees are settled. Your solicitor will register the title at the Land Registry on your behalf.

Objekttyp	Villa
Schlafzimmer	2
Badezimmer	2
Wohnfläche	74 m²
Terrasse	12 m²
Etage	2
Energieausweis	G
Referenz	OH01324

ITP (10%)	€30,000
Notario	~€950
Registro de la Propiedad	~€650
Abogado (1% + IVA)	~€3,630
Comunidad	€35/mo
IBI	€420/yr
Total	~€35,230 (11.7%)

Villa 2 Schlafzimmer - Ciudad Quesada, Ciudad Quesada

Beschreibung

Objektdetails

Ausstattung

Entfernungen & Umgebung

Lage auf der Karte

Energieausweis

Geschätzte Kaufnebenkosten

Jährliche Nebenkosten

Investitionsübersicht

Über Pueblo Bravo, Ciudad Quesada

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