New-Build 3-Bedroom Apartment in Estepona, Estepona
Estepona, Estepona · Malaga
3 Bed2 Bath125 m²Energy: G
Description
A second-floor apartment in a 3-storey new-build development in Estepona, this 125m2 property offers 3 bedrooms and 2 bathrooms, with access to a communal pool and solarium. Priced at EUR 1,015,000, it sits on the second of three residential floors and is served by a lift. The energy rating is G. The layout provides comfortable living space across a single floor, with no shared walls above or below on the top side.The property is located in Estepona, a coastal town on the Costa del Sol with a well-maintained old town centred on Plaza de las Flores. The marina and beach promenade are within easy reach of the development, and the town's weekly market on Calle Terraza draws residents and visitors throughout the year. Málaga Airport is approximately 20 minutes away by car. Several golf courses, supermarkets, and restaurants are accessible within a short drive of Estepona town centre.At EUR 1,015,000, the price per m2 is EUR 8,120. No community fees are currently registered for this development. IBI has not yet been confirmed for this new-build. Purchase costs in Andalusia for new-build properties are based on IVA at 10%, plus notary fees of approximately EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of around 1% of the purchase price plus VAT, bringing total acquisition costs to roughly 12 to 13% above the asking price.
Features
- Communal pool
- Solarium
- Lift
- New build
- 3 bedrooms
- 2 bathrooms
- Second floor
- 125m2 build size
- Air conditioning
- Double glazing
Property Details
| Property Type | Apartment |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Built Area | 125 m² |
| Floor | 2 / 3 |
| Energy Certificate | G |
| Reference | 23201709-05 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Estepona, Estepona · 36.4772, -5.0214
About Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What are the purchase costs for this apartment?
As a new-build in Andalusia, VAT (IVA) applies at 10%, which adds EUR 101,500 to the purchase price of EUR 1,015,000. Additional costs include notary fees of approximately EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of around 1% of the purchase price plus VAT. Total purchase costs typically come to around 12 to 13% on top of the sale price.
Can I get a mortgage as a non-resident?
Yes, Spanish banks offer mortgages to non-residents on a property priced at EUR 1,015,000. Non-residents are generally required to provide a deposit of 30 to 40%, meaning you would need between EUR 304,500 and EUR 406,000 upfront. Current variable and fixed mortgage rates in Spain are broadly in the range of 3.5% to 4.5%, though individual offers vary by lender and applicant profile.
What are the running costs for this property?
Community fees are currently registered at EUR 0 per month, though this figure may change once the development is completed and the owners' community is established. IBI (annual council tax) has not yet been confirmed for this new-build. Utility costs will depend on usage.
Can I view this apartment remotely?
Yes. OceanHome offers video viewings for buyers who cannot travel to Estepona immediately. Contact us to arrange a live video walkthrough of the apartment or development at a time that suits you. In-person viewings can also be arranged with advance notice.
Does this property have rental potential?
Estepona is a recognised tourist destination on the Costa del Sol, and properties in the area can qualify for tourist rental licences subject to meeting local authority requirements. The proximity to the beach, marina, and Málaga Airport makes this location suitable for short-term letting. We recommend consulting a local legal adviser regarding current licensing rules in Estepona.
What does the purchase process involve?
You will first need to obtain a Spanish tax identification number (NIE), which your solicitor can apply for on your behalf. Once you have agreed a price, a reservation contract is signed and a deposit is paid to take the property off the market. This is followed by a private purchase contract (arras), where typically 10% of the purchase price is paid. Completion takes place before a notary, at which point the remaining balance and all purchase taxes and fees are settled, and the title deeds are transferred to your name.

Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Build Size
- 125 m²
- Energy Rating
- G


