Top-Floor 3-Bedroom New-Build Penthouse, La Galera, Estepona
La Galera, Estepona · Malaga
3 Bed3 Bath153 m²Energy: A–B
Description
This 153 m² new-build penthouse sits on the top and final floor of a two-storey development in La Galera, Estepona, with a private solarium and two allocated parking spaces included. The apartment has three double bedrooms, three bathrooms, and floor-to-ceiling double-glazed windows throughout. Large-format porcelain flooring runs across all living areas, and the open-plan layout connects the kitchen, dining and living zones in a single 153 m² footprint.La Galera is a low-density residential area positioned between Estepona town and Casares, roughly 20 minutes by car from Málaga Airport. The development sits approximately 450 metres from the beach and within easy reach of the N-340 coastal road. Local supermarkets, restaurants and the Estepona marina are accessible within a short drive, and several golf courses operate along this stretch of the Costa del Sol.The development is managed as a community with communal gardens and a shared pool. Community fees are currently zero, and the annual IBI figure has not yet been confirmed by the local authority. The property carries an energy rating of G. As a new-build purchase in Andalucía, buyers pay IVA at 10% of the purchase price plus AJD stamp duty at 1.2% of the purchase price. ITP does not apply. Reduced rates and local allowances may apply if you meet the region's conditions, for example age, large-family or disability status, or buying as a primary residence.
Features
Communal pool
Private solarium
Lift
2 parking spaces
3 double bedrooms
3 bathrooms
Floor-to-ceiling double-glazed windows
Large-format porcelain flooring
Air conditioning
Top-floor position
New build
Communal gardens
Property Details
Property Type
Penthouse
Bedrooms
3
Bathrooms
3
Built Area
153 m²
Floor
2 / 2
Energy Certificate
A–B
Reference
53579075-01
Energy Performance Certificate
New-build homes in Spain must meet the minimum energy performance set by the Código Técnico de la Edificación, so a completed new-build is normally rated A or B. The official certificate is issued on completion.
ARegulatory minimum
< 29kWh/m²
B
29 – 49kWh/m²
C
50 – 79kWh/m²
D
80 – 119kWh/m²
E
120 – 179kWh/m²
F
180 – 239kWh/m²
G
> 240kWh/m²
Expected rating
A–B
In process
From 1 January 2030, every new building in the EU must be a zero-emission building.
Distances & Nearby
✈️
airport
20 min (Málaga AGP)
Location
La Galera, Estepona · 36.3952, -5.2051
About La Galera, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2% of the purchase price. ITP does not apply. Both rates are set by the Autonomous Community of Andalucía. On top of these, buyers should budget for notary fees of approximately EUR 600–1,200, land registry fees of approximately EUR 400–800, and legal representation at around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet the region's conditions — for example age, large-family or disability status, or buying as a primary residence — so it is worth checking before you finalise your budget.
Can non-residents get a mortgage on this property?
Spanish lenders typically offer non-residents a loan-to-value ratio of 60–70%, meaning a deposit of 30–40% of the purchase price is usually required. Current variable and fixed mortgage rates in Spain generally range between 3.5% and 4.5% per annum, though the rate offered will depend on your personal financial profile and the lender. We can refer you to an independent mortgage broker with experience in cross-border purchases.
What are the ongoing running costs?
Community fees are currently zero for this development. The annual IBI (council tax) figure has not yet been confirmed by the local authority and should be verified before exchange. Basura (waste collection) charges have also not been confirmed. Your legal adviser can request these figures from Estepona Town Hall as part of due diligence.
Can I arrange a viewing remotely?
Yes. We offer video viewings for buyers who are unable to travel to La Galera at short notice. These can be conducted via video call at a time that suits you, with one of our agents walking through the property and the communal areas in real time. In-person viewings are also available by appointment.
Does this property have rental potential?
La Galera and the wider Estepona coast attract both short-term holiday visitors and longer-term renters. A top-floor penthouse with a private solarium and two parking spaces tends to appeal to the upper end of the holiday rental market. Any rental activity requires a tourist licence from the Junta de Andalucía. We can put you in touch with a local property management company who can provide market-specific occupancy and rate information for this area.
What does the purchase process involve?
The first step is obtaining an NIE (Número de Identificación de Extranjero), the tax identification number required for all Spanish property transactions. Once you have agreed terms, you typically pay a reservation fee to secure the property while contracts are prepared. This is followed by a private purchase contract (arras or contrato de compraventa), at which point a further deposit — commonly 10% of the purchase price — is paid. Completion takes place before a Spanish notary, at which point the balance of the purchase price and all taxes and fees are settled. We recommend appointing an independent Spanish solicitor to act on your behalf throughout.