New-Build 5-Bedroom Villa in Whater Gardens, Estepona
Whater Gardens, Estepona · Malaga
5 Bed4 Bath359 m²543 m² plotEnergy: G
Description
This 5-bedroom new-build villa in Whater Gardens, Estepona offers 359 m2 of built space on a 543 m2 private plot, priced at EUR 2,750,000. The villa has 4 bathrooms and sits at ground level, making direct access to the outdoor areas straightforward. As a new build, it is sold with a 10-year structural guarantee under Spanish law. The energy rating is G, which is typical for new villas of this specification before occupancy certification is finalised.Whater Gardens is a residential development within the western stretch of Estepona's coastline, approximately 20 minutes by road from Málaga Airport (AGP). The area sits between Estepona town centre and the marina, both offering a range of restaurants, supermarkets, and the weekly Saturday market on Calle Terraza. Distances to the beach, local supermarkets, and nearest golf course are available from the agent on request. Whater Gardens is well connected via the A-7 coastal road.At EUR 2,750,000, the price per m2 of build area is approximately EUR 7,661. Community fees are EUR 0 per year. IBI has not yet been assessed for this new-build property. As this is a new-build villa in a tourist area of the Costa del Sol, it may be considered for short-term holiday rental use, subject to obtaining the relevant Junta de Andalucía tourist licence.The 543 m2 plot provides space for a private garden and, depending on the development's scope, a private pool. Buyers should confirm the extent of landscaping and any pool specification directly with the developer before exchange. The ground-floor position gives level access from the living areas to the outdoor space.
Features
- New build
- Private plot
- 5 bedrooms
- 4 bathrooms
- Ground floor
- Private garden
- Air conditioning
- Underfloor heating
- Built-in wardrobes
- Double glazing
- Private parking
Property Details
| Property Type | Villa |
| Bedrooms | 5 |
| Bathrooms | 4 |
| Built Area | 359 m² |
| Plot Size | 543 m² |
| Floor | 0 |
| Energy Certificate | G |
| Reference | 63205981-01 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
✈️
Location
Whater Gardens, Estepona · 36.4674, -5.0459
About Whater Gardens, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What are the purchase costs on top of the asking price?
As this is a new-build property, VAT (IVA) applies at 10% of the purchase price, which is EUR 275,000. You will also pay stamp duty (AJD) at approximately 1.5% (EUR 41,250), notary fees of around EUR 600–1,200, land registry fees of around EUR 400–800, and legal fees of approximately 1% plus VAT (around EUR 33,275 including VAT). Total purchase costs are typically 12–13% above the asking price.
Can non-residents obtain a mortgage on this property?
Yes. Spanish banks typically lend non-residents up to 60–70% of the purchase price or valuation (whichever is lower), meaning a minimum deposit of 30–40% is required. On a price of EUR 2,750,000 that equates to a deposit of EUR 825,000–1,100,000. Current variable and fixed mortgage rates in Spain range from approximately 3.5% to 4.5% depending on the lender and your financial profile.
What are the annual running costs for this villa?
Community fees are EUR 0 per year. IBI (local property tax) has not yet been assessed, as this is a new-build property; the figure will be confirmed once the catastral reference is registered. Basura (waste collection) charges have also not been provided. We recommend budgeting for utilities and home insurance separately.
How can I arrange a viewing?
You can book an in-person viewing through our Estepona office at a time that suits you. If you are based outside Spain, we also offer video viewings via WhatsApp or video call, during which an agent walks through the property and plot in real time. Contact us to arrange either option.
What is the rental potential of this property?
Whater Gardens is located within the Costa del Sol tourist zone, and 5-bedroom villas of this size in the Estepona area are in demand for short-term holiday rentals. To let the property legally, you must obtain a tourist rental licence from the Junta de Andalucía. Rental income will depend on the final specification, proximity to the beach, and the months you make it available. Speak to our lettings team for guidance on realistic occupancy and income expectations.
What does the purchase process involve?
First, you need a Spanish tax identification number (NIE), which can be obtained at a Spanish consulate or in person in Spain. Once you have agreed the price, you pay a reservation fee (typically EUR 6,000–10,000) to take the property off the market. A private purchase contract (arras) follows, usually with a 10% deposit. For new builds, stage payments may be required during construction. Completion takes place before a notary, at which point the remaining balance and taxes are paid and the title deeds (escritura) are signed.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
WhatsAppEnquire About This PropertySchedule a CallLanguages:EnglishFinnishSwedishSpanish
View LinkedIn ProfileQuick Enquiry
Interested in this property? Send us a message.
By submitting, you agree to our privacy policy.
Key Details
- Type
- villa
- Bedrooms
- 5
- Bathrooms
- 4
- Build Size
- 359 m²
- Plot Size
- 543 m²
- Energy Rating
- G
