Third-Floor 3-Bedroom Penthouse in El Morche, Torrox
El Morche, Torrox · Malaga
3 Bed2 Bath116 m²Energy: A–B
Description
Positioned on the third floor of an 11-storey new-build in El Morche, this penthouse offers 107 m2 of internal living space across three bedrooms and two bathrooms. The building includes a lift, communal pool and a roof solarium. Málaga Airport is approximately 20 minutes away by car. The development is a new build, so no ITP applies; buyers pay IVA at 10% plus AJD stamp duty at 1.2% of the purchase price, as set by the Autonomous Community of Andalucía.El Morche is a coastal district of Torrox municipality, sitting between Torrox Costa to the west and Nerja to the east. The area fronts a shingle and sand beach along the N-340 coastal road, with local shops, bars and restaurants within easy reach on foot. El Morche retains a quieter character than the larger resort centres nearby, while remaining well connected along the coast.Community fees are currently set at zero, and the IBI figure is not yet available as the development is new build. The property carries an energy rating of G. For investors, El Morche benefits from the established tourist rental market along this stretch of the Málaga coast, and short-term rental licences in Andalucía are applied for through the regional government.
Features
- New build
- Communal pool
- Solarium
- Lift
- 3 bedrooms
- 2 bathrooms
- 107 m2 build size
- Third-floor apartment
- 11-storey building
- Energy rating G
Property Details
| Property Type | Penthouse |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Built Area | 116 m² |
| Floor | 3 / 3 |
| Energy Certificate | A–B |
| Reference | 87285885-01 |
Energy Performance Certificate
New-build homes in Spain must meet the minimum energy performance set by the Código Técnico de la Edificación, so a completed new-build is normally rated A or B. The official certificate is issued on completion.
ARegulatory minimum
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G
> 240kWh/m²Expected rating
A–B
In process
From 1 January 2030, every new building in the EU must be a zero-emission building.
Distances & Nearby
- airport
- 20 min (Málaga AGP)
✈️
Location
El Morche, Torrox · 36.7375, -3.9847
About El Morche, Torrox
Torrox is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase costs should I budget for beyond the asking price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Both rates are set by the Autonomous Community of Andalucía. On top of tax, allow for notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800) and legal fees at around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet the region's conditions — for example age, large-family or disability status, or buying a primary residence — worth checking before you budget.
Can I get a mortgage on this property as a non-resident?
Spanish lenders generally offer non-residents mortgages covering up to 60–70% of the purchase price or valuation, meaning a deposit of 30–40% is typically required. Current variable and fixed rates are broadly in the 3.5–4.5% range, though terms vary by lender and your financial profile. A mortgage broker familiar with Spanish lending will be able to give you a more accurate indication.
What are the ongoing running costs for this penthouse?
Community fees are currently set at zero. The annual IBI (council tax) figure is not yet available, as the catastral reference is pending for this new-build property. Basura (rubbish collection) charges are also not yet confirmed. Your solicitor can clarify the expected IBI once the property is registered with the local authority.
How can I arrange a viewing?
You can visit the El Morche development in person — contact the OceanHome team to arrange a convenient appointment. If you are based outside Spain, we can organise a live video viewing so you can tour the property and ask questions in real time before committing to travel.
What is the rental potential for this property?
El Morche falls within a well-established tourist corridor on the Málaga coast, with demand for short-term holiday rentals from spring through to autumn. To let the property to tourists in Andalucía you will need to register for a Vivienda con Fines Turísticos (VFT) licence through the regional government. Speak to a local property manager for realistic seasonal occupancy figures for this specific location.
What does the purchase process involve?
You will first need a Spanish tax identification number (NIE), which your solicitor can obtain on your behalf. The typical sequence for a new-build purchase begins with a reservation agreement and a reservation deposit to take the unit off the market, followed by a private purchase contract (contrato privado de compraventa) with stage payments during construction, and finally completion before a notary, at which point the title deed (escritura) is signed and keys are handed over. Appointing an independent Spanish solicitor before you sign anything is strongly recommended.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- penthouse
- Bedrooms
- 3
- Bathrooms
- 2
- Build Size
- 116 m²
- Energy Rating
- A–B
