Question 1

What are the purchase costs on top of the asking price?

Accepted Answer

As a resale property in Alicante province, the buyer pays Impuesto de Transmisiones Patrimoniales (ITP) at 10% of the purchase price, which is approximately EUR 39,497 on EUR 394,969. Additional costs include notary fees (EUR 600–1,200), Land Registry fees (EUR 400–800), and legal fees of around 1% plus VAT (approximately EUR 4,736 plus VAT). Total purchase costs are typically 12–13% above the agreed price.

Question 2

Can I get a mortgage as a non-resident?

Accepted Answer

Non-resident buyers can obtain Spanish mortgages, though lenders generally require a deposit of 30–40% of the purchase price. On EUR 394,969 that means EUR 118,491–157,988 upfront. Current variable and fixed rates from Spanish banks range from approximately 3.5% to 4.5%. We can refer you to an independent mortgage broker with experience in cross-border finance.

Question 3

What are the ongoing running costs?

Accepted Answer

The annual IBI (council tax) is EUR 296. Community fees are EUR 200 per month. Budget additionally for home insurance, utilities, and any pool maintenance contracts. These figures are taken from the listing data provided to us by the vendor.

Question 4

Can I view the property remotely before travelling?

Accepted Answer

Yes. We offer video viewings via WhatsApp or video call for buyers who cannot travel immediately. We can also arrange an accompanied in-person visit to Pueblo Bravo at a time that suits you. Contact our team to book either option.

Question 5

Is this villa suitable as a rental investment?

Accepted Answer

Ciudad Quesada and the surrounding Rojales area attract a steady flow of short-term visitors, particularly from the UK and Northern Europe, and a strong long-term rental market also exists. A 3-bedroom villa with a private pool in Pueblo Bravo is a practical rental proposition; however, we do not quote yield figures without verified rental history. We recommend speaking to a local property manager for realistic income projections.

Question 6

How does the purchase process work in Spain?

Accepted Answer

First, you will need a Spanish NIE (tax identification number), which can be obtained in Spain or via a Spanish consulate. Once you agree a price, a reservation deposit (typically EUR 3,000–6,000) takes the property off the market. This is followed by a private purchase contract (arras), where you pay 10% of the price and both parties are legally bound. Completion takes place before a notary, usually 4–8 weeks later, when the remaining balance is paid and the title deed (escritura) is signed.

Property Type	Villa
Bedrooms	3
Bathrooms	3
Built Area	120 m²
Plot Size	180 m²
Floor	0
Year Built	Built 2015 (11 years)
Energy Certificate	Rating G
Reference	OH02300

Transfer Tax (ITP 10%)	€39,497
Notary Fees	~€950
Land Registry	~€650
Legal Fees (1% + VAT)	~€4,779
Community Fees (monthly)	€200/mo
IBI Property Tax (annual)	€296/yr
Est. Total Purchase Costs	~€45,876 (11.6%)

3-Bedroom Villa in Pueblo Bravo, Ciudad Quesada

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