New Build 2-Bedroom Apartment in Playa setla mirarrosa, El Verger
Centro, El Verger · Alicante
2 Bed2 Bath100 m²Energy: G
Description
This 2-bedroom apartment in Playa setla mirarrosa sits on the 3rd floor of a 4-storey building, covering 100 m2 of living space. Playa setla mirarrosa is a residential area within El Verger. The nearest beach is The price of EUR 425,000 works out to EUR 4,250 per square metre. The energy rating is G. As a new build, buyers pay 10% IVA (VAT) instead of transfer tax. Residents share a communal swimming pool. The garden provides additional outdoor space.
Features
- Communal pool
- Near beach
- Garden
- Parking (2 spaces)
- Jacuzzi
- Sauna
- Terrace
- Gym
Property Details
| Property Type | Apartment |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Built Area | 100 m² |
| Floor | 3 / 4 |
| Energy Certificate | G |
| Reference | 21712511-02 |
Distances & Nearby
- beach
- < 1 km
- airport
- 35 min (Alicante-Elche ALC)
🏖
✈️
Location
Centro, El Verger · 38.8643, -0.0004
About Centro, El Verger
El Verger is one of the most popular destinations on Spain's Costa Blanca for international property buyers. With over 300 days of sunshine per year, excellent healthcare facilities, and a large expat community, the area offers an outstanding quality of life.
Frequently Asked Questions
What are the total purchase costs?
For this new build at EUR 425,000, you will pay 10% IVA (EUR 42,500), stamp duty of 1.5%, notary fees around EUR 900, land registry approximately EUR 650, and legal fees of about EUR 5,143. Total estimated costs come to approximately EUR 55,568.
Can I get a mortgage?
Non-resident buyers can typically borrow up to 60-70% of the purchase price. For this apartment at EUR 425,000, a 60% mortgage would be EUR 255,000, requiring a deposit of EUR 170,000. At current variable rates around 4%, monthly repayments over 25 years would be approximately EUR 1346. Spanish banks require proof of income, tax returns, and a credit report from your home country.
What are the running costs?
Annual running costs for this apartment include: IBI property tax is estimated at EUR 500-900 per year; community fees are typically EUR 40-100 per month for apartments in El Verger; home insurance runs EUR 200-400 annually; utility bills (electricity, water, internet) average EUR 150-250 per month. Non-resident owners also pay annual income tax (IRNR) on a deemed rental value, typically EUR 300-600 per year for a property at this price level.
How can I arrange a viewing?
Contact Marco Elsinger to arrange an in-person viewing of this apartment in Playa setla mirarrosa. Video viewings are also available for overseas buyers who cannot visit immediately. Viewings can usually be arranged within 24-48 hours.
Is this a good rental investment?
El Verger is primarily a residential area. Long-term rentals are more common than holiday lets. A 2-bedroom apartment could appeal to long-term tenants, especially retirees or workers. Rental income is subject to Spanish tax for non-residents. Consult a local agent for current demand levels.
What is the buying process in Spain?
The Spanish buying process starts with obtaining an NIE (foreigner identification number). After agreeing a price, you sign a reservation contract with a deposit (typically EUR 3,000-6,000). The next step is the arras contract, where you pay 10% of the price. Completion takes place at a notary, where the escritura (title deed) is signed and the balance paid. The whole process typically takes 6-10 weeks from reservation to completion.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
WhatsAppEnquire About This PropertySchedule a CallLanguages:EnglishFinnishSwedishSpanish
View LinkedIn ProfileQuick Enquiry
Interested in this property? Send us a message.
By submitting, you agree to our privacy policy.
Key Details
- Type
- apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Build Size
- 100 m²
- Energy Rating
- G
