Ground-Floor 2-Bed New-Build Apartment, Arroyo Enmedio, Estepona
Arroyo Enmedio, Estepona · Malaga
2 Bed2 Bath105 m²Energy: G
Description
One of 45 units in a new-build development in Arroyo Enmedio, this ground-floor apartment covers 105 m2 across 2 bedrooms and 2 bathrooms. It sits at ground level with direct outdoor access to a private patio. Interiors include underfloor heating, air conditioning, built-in wardrobes, and a fully fitted kitchen with integrated appliances. The development is served by a lift and carries an energy rating of G.Arroyo Enmedio is a residential district on the western edge of Estepona, positioned approximately 1 km from the coastline and within easy reach of the N-340 coastal road. The area offers access to Estepona town centre, Playa de la Rada, and the Paseo Marítimo without the density of the town's older core. Málaga Airport is 20 minutes by car.Community fees are currently listed at zero for this development. IBI and refuse figures are not yet available for this new-build property and the agent can provide estimated figures on request. As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Reduced rates and local allowances may apply if you meet this region's conditions, for example age, large-family or disability status, or buying a primary residence, and this is worth checking before you finalise your budget.
Features
- New build
- Ground floor
- Private patio
- Direct outdoor access
- Built-in wardrobes
- Underfloor heating
- Air conditioning
- Fitted kitchen with appliances
- Communal pool
- Communal garden
- Communal gym
- Lift
Property Details
| Property Type | Apartment |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Built Area | 105 m² |
| Floor | 0 |
| Energy Certificate | G |
| Reference | 32258343-12 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Arroyo Enmedio, Estepona · 36.4060, -5.1937
About Arroyo Enmedio, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase taxes and costs apply to this property?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%, both set by the autonomous region. ITP does not apply to new-build purchases. Reduced rates and local allowances may apply if you meet the region's conditions — for example age, large-family or disability status, or buying a primary residence — so it is worth checking before you finalise your budget. Additional costs typically include notary fees (EUR 600–1,200), land registry fees (EUR 400–800), and legal fees of around 1% of the purchase price plus VAT.
Can I get a mortgage as a non-resident buyer?
Non-resident buyers in Spain can typically borrow up to 60–70% of the purchase price, meaning a deposit of 30–40% is generally required. Current mortgage rates for non-residents are broadly in the range of 3.5–4.5%, though rates vary by lender and individual profile. We recommend speaking with a mortgage broker who specialises in Spanish property finance.
What are the ongoing running costs for this apartment?
Community fees are currently listed at zero for this development. Annual IBI and refuse collection figures are not yet confirmed for this new-build property; the agent can supply estimated figures once available. As the property carries an energy rating of G, it is worth factoring utility costs into your budget.
Can I arrange a viewing remotely?
Yes. In-person viewings can be arranged at a time to suit you, and video viewings are available for buyers who are not currently in Spain. Contact the agent to schedule either option.
Does this property have rental potential?
Arroyo Enmedio and the wider Estepona area attract both long-term and holiday renters, supported by the nearby coastline and the town's amenities. Ground-floor apartments with private outdoor space and communal facilities tend to appeal to both markets. A local letting agent can advise on realistic rental demand and licensing requirements for tourist lets in this area.
What does the purchase process involve?
You will first need a Spanish tax identification number (NIE), obtainable via the Spanish consulate in your home country or in person in Spain. Once a price is agreed, a reservation deposit secures the property off the market. A private purchase contract (arras) follows, typically with a further deposit of around 10% of the purchase price. The sale completes before a notary, at which point the balance is paid and ownership transfers. Using an independent Spanish solicitor throughout is strongly recommended.
Maya Kallio💚
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Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Build Size
- 105 m²
- Energy Rating
- G
