First-Floor 4-Bedroom New-Build Apartment, Whater Gardens
Whater Gardens, Estepona · Malaga
4 Bed2 Bath262 m²Energy: G
Description
This 262 m2 new-build apartment sits on the first floor of a two-storey development in Whater Gardens, Estepona, with 4 bedrooms, 2 bathrooms and 2 allocated parking spaces included. The property spans a generous internal footprint across a compact, low-rise building of just 2 floors, giving residents direct access via a lift. Air conditioning and double glazing are fitted throughout, and an alarm system is installed. The energy rating is G.Whater Gardens is a residential area on the western edge of Estepona, set back from the coast within easy reach of the town centre. Estepona's Playa del Cristo and Playa de la Rada are accessible along the N-340 coastal road, and the old town's weekly market on Calle Terraza draws locals and visitors on Thursdays. Málaga AGP airport is approximately 20 minutes by car, making Whater Gardens a practical base for those travelling regularly.Community fees are currently listed at EUR 0 per month, and IBI and basura figures are not yet confirmed for this new-build, so buyers should request these from the agent before exchange. As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%, and ITP does not apply. The development includes a communal pool and landscaped outdoor areas shared across the complex.
Features
- New build
- 4 bedrooms
- 2 bathrooms
- 262 m2 built area
- First floor
- 2 parking spaces
- Communal pool
- Lift
- Alarm system
- Air conditioning
- Double glazing
Property Details
| Property Type | Apartment |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Built Area | 262 m² |
| Floor | 1 / 2 |
| Energy Certificate | G |
| Reference | 50117464-05 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
✈️
Location
Whater Gardens, Estepona · 36.4681, -5.0490
About Whater Gardens, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase taxes and costs apply to this property?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2% of the purchase price. ITP does not apply to new builds. On top of these taxes, buyers should budget for notary fees (typically EUR 600–1,200), land registry fees (EUR 400–800) and legal fees (typically 1% of the purchase price plus VAT). Reduced rates and local allowances may apply if you meet the region's conditions — for example age, large-family or disability status, or buying a primary residence — so it is worth checking before you finalise your budget.
Can non-residents obtain a mortgage on this property?
Non-resident buyers can generally borrow up to 60–70% of the purchase price, meaning a deposit of 30–40% is typically required. Current variable and fixed mortgage rates in Spain for non-residents sit broadly in the range of 3.5–4.5%, though individual lender terms vary. We recommend obtaining a mortgage agreement in principle before making an offer.
What are the ongoing running costs?
Community fees for this property are currently listed at EUR 0 per month. The annual IBI (council tax) and basura (waste collection) charges have not yet been confirmed for this new-build development; buyers should request these figures from the agent prior to exchange. The energy performance rating is G.
Can I arrange a viewing remotely?
Yes. Video viewings are available and can be arranged at a time convenient to you. Contact the OceanHome team to schedule either a video call walkthrough or an in-person visit to the Whater Gardens development.
Does this property have rental potential?
Estepona is a recognised tourist destination on the Costa del Sol and properties in the area can qualify for short-term holiday rental licences, subject to local authority approval and registration. Demand is generally strongest between May and October. We recommend speaking to a local rental management company to get realistic occupancy and yield projections specific to this location and property type before committing to a rental strategy.
What does the purchase process involve?
First, you will need an NIE (Número de Identificación de Extranjero), the tax identification number required for any property purchase in Spain. A reservation fee is typically paid to take the property off the market, followed by a private purchase contract (contrato de arras) under which around 10% of the purchase price is paid as a deposit. The balance is paid on signing the title deed (escritura) before a notary, at which point ownership transfers. Your solicitor will then register the purchase at the Land Registry. We recommend appointing an independent Spanish solicitor before proceeding.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
WhatsAppEnquire About This PropertySchedule a CallLanguages:EnglishFinnishSwedishSpanish
View LinkedIn ProfileQuick Enquiry
Interested in this property? Send us a message.
By submitting, you agree to our privacy policy.
Key Details
- Type
- apartment
- Bedrooms
- 4
- Bathrooms
- 2
- Build Size
- 262 m²
- Energy Rating
- G
