New-Build 3-Bedroom Villa in Whater Gardens, Estepona
Whater Gardens, Estepona · Malaga
3 Bed3 Bath214 m²Energy: G
Description
This new-build villa in Whater Gardens, Estepona offers 214 m2 of living space across 3 bedrooms and 3 bathrooms, priced at EUR 1,040,000. The development comprises 9 villas in total, giving the community a compact, residential character. Porcelain tile floors run throughout the interior, and underfloor heating covers all rooms. A smart home system and video intercom are included as standard, and built-in wardrobes feature in all bedrooms.Whater Gardens sits within the western stretch of the Costa del Sol, roughly 20 minutes from Málaga Airport (AGP) by road. The historic old town of Estepona, with its pedestrianised streets around Plaza de las Flores and the covered Mercado de Abastos, is within a short drive. Playa de la Rada, one of the longest beaches on the Costa del Sol at approximately 2 km in length, is around 2 km from Whater Gardens. The Paseo Marítimo runs alongside the seafront and links to the town centre.At EUR 1,040,000, the price per m2 works out at approximately EUR 4,860. As a new-build property in Andalusia, VAT applies at 10 per cent rather than transfer tax, adding EUR 104,000 to the purchase cost. Notary fees typically run between EUR 600 and EUR 1,200, land registry fees between EUR 400 and EUR 800, and legal fees around 1 per cent of the purchase price plus VAT. Community fees are currently set at EUR 0. IBI has not yet been assessed for this property. The energy rating is G.Each villa includes a private pool and a solarium, with a private garden providing outdoor space for everyday use. The ground-floor position means direct access between the interior living areas and the garden. The solarium offers an elevated outdoor area suited to year-round use given the western Costa del Sol's mild climate.
Features
- Private pool
- Solarium
- Private garden
- Underfloor heating
- Porcelain tile floors
- Built-in wardrobes
- Smart home system
- Video intercom
- Alarm system
- Air conditioning
- Ground floor
Property Details
| Property Type | Villa |
| Bedrooms | 3 |
| Bathrooms | 3 |
| Built Area | 214 m² |
| Floor | 0 |
| Energy Certificate | G |
| Reference | 53709203-01 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Whater Gardens, Estepona · 36.4689, -5.0492
About Whater Gardens, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What are the total purchase costs for this villa?
As a new-build in Andalusia, VAT applies at 10%, which adds EUR 104,000 to the EUR 1,040,000 price. Notary fees typically range from EUR 600 to EUR 1,200, land registry fees from EUR 400 to EUR 800, and legal fees are usually around 1% of the purchase price plus VAT (approximately EUR 12,480 including VAT at 21%). Total acquisition costs are likely to be in the region of EUR 118,000 to EUR 120,000 on top of the purchase price.
Can non-residents get a mortgage on this property?
Non-resident buyers typically need a deposit of 30 to 40% of the purchase price. On EUR 1,040,000 that means between EUR 312,000 and EUR 416,000. Spanish lenders currently offer variable and fixed rates broadly in the 3.5 to 4.5% range, though this depends on individual circumstances and the lender. We can connect you with an independent mortgage broker with experience in non-resident finance.
What are the ongoing running costs?
Community fees are currently EUR 0 per month. The annual IBI (council tax) figure has not yet been assessed for this new-build property. Basura (refuse collection) charges have also not been confirmed at this stage. We recommend budgeting for utilities, home insurance, and any maintenance costs associated with a private pool and garden.
Can I arrange a viewing remotely?
Yes. We offer video viewings for buyers who cannot travel to Estepona in person. A member of the OceanHome team will walk through the property with you live via video call, and can also provide additional photographs or floor plans on request. In-person viewings can be arranged with at least 48 hours' notice.
What is the rental potential of this villa?
Estepona sits within a recognised tourist zone on the Costa del Sol, and 3-bedroom villas with private pools in this area do attract short-term holiday rental demand, particularly from May through October. Obtaining a tourist licence from the Junta de Andalucía is a requirement before letting the property. We do not quote yield figures, but our local team can provide context on comparable rental activity in Whater Gardens and the surrounding area.
How does the purchase process work in Spain?
You will first need an NIE (Número de Identificación de Extranjero), which is a tax identification number required for any property transaction in Spain. Once you have agreed terms, a reservation contract is signed and a deposit (typically EUR 6,000 to EUR 10,000) is paid to take the property off the market. This is followed by a private purchase contract (contrato de arras), where usually 10% of the purchase price is paid. The sale is completed before a notary, at which point the balance is transferred and the title deeds (escritura) are signed. We recommend appointing an independent Spanish lawyer to act on your behalf throughout.

Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- villa
- Bedrooms
- 3
- Bathrooms
- 3
- Build Size
- 214 m²
- Energy Rating
- G


