Smart 3-Bedroom New-Build Villa in Whater Gardens, Estepona
Whater Gardens, Estepona · Malaga
3 Bed3 Bath214 m²Energy: G
Description
This new-build villa in Whater Gardens, Estepona delivers 214 m2 of living space across a ground-floor layout with 3 bedrooms and 3 bathrooms. The property is one of 9 homes in a small development and includes a private pool, solarium and private garden. Interiors feature porcelain tile floors, underfloor heating and built-in wardrobes throughout. A smart home system, video intercom and alarm system are all fitted as standard, and the energy rating is G.Whater Gardens sits in the western reaches of Estepona, within easy reach of the town centre and the Paseo Marítimo. Playa de la Rada, one of the longest beaches on the Costa del Sol at approximately 3 km, is accessible within a short drive. The old town's Plaza de las Flores and its surrounding restaurants and shops are around 5 minutes away by car. Málaga Airport is approximately 20 minutes by road.Community fees are currently nil. IBI figures are not yet available for this new-build property. The development is well positioned for short-term rental given its proximity to Estepona's beach strip, though buyers should confirm local licensing requirements with their solicitor before purchase.The private garden surrounds the villa on the ground floor, providing outdoor dining and relaxing space separate from the pool terrace. The solarium on the upper level adds a further sun terrace with open views across the Whater Gardens development.
Features
- Private pool
- Solarium
- Private garden
- Underfloor heating
- Porcelain tile floors
- Built-in wardrobes
- Smart home system
- Video intercom
- Alarm system
- Air conditioning
- Ground floor
Property Details
| Property Type | Villa |
| Bedrooms | 3 |
| Bathrooms | 3 |
| Built Area | 214 m² |
| Floor | 0 |
| Energy Certificate | G |
| Reference | 53709203-01 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Whater Gardens, Estepona · 36.4689, -5.0492
About Whater Gardens, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What are the purchase costs for this new-build villa in Whater Gardens?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. In addition, allow for notary fees of approximately EUR 600–1,200, land registry fees of approximately EUR 400–800, and legal fees of around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — so it is worth checking before you finalise your budget.
Can I get a mortgage on this property as a non-resident?
Non-resident buyers in Spain typically require a deposit of 30–40% of the purchase price, as Spanish lenders generally finance up to 60–70% for non-residents. Current variable and fixed mortgage rates sit broadly in the 3.5–4.5% range, though your individual rate will depend on your lender and financial profile. It is advisable to obtain a mortgage agreement in principle before committing to a reservation.
What are the ongoing running costs?
Community fees for this property are currently nil. Annual IBI (council tax) figures are not yet available for this new-build villa; the rate will be set by Estepona Town Hall once the property is registered in the catastro. Utility costs will vary with usage. Budget separately for annual home insurance and any maintenance associated with the private pool and garden.
Can I view this property remotely?
Yes. We offer video viewings for buyers who cannot travel to Estepona immediately. Our agents can conduct a live walkthrough via video call at a time that suits you, covering the interior rooms, the garden, pool and solarium. Contact us to arrange either an in-person or remote viewing.
What is the rental potential for this villa?
Whater Gardens is located close to Estepona's beach strip, making properties here attractive for short-term holiday lets. Demand on the western Costa del Sol remains strong across the summer season and increasingly year-round. Buyers intending to rent the property should obtain a tourist rental licence from the Junta de Andalucía and confirm any local restrictions with their solicitor before purchase. We are happy to connect you with local rental management agencies for guidance on realistic occupancy expectations.
What steps are involved in buying this property?
First, you will need a Spanish tax identification number (NIE), which your solicitor can apply for on your behalf. Once you have agreed terms, a reservation contract is signed and a holding deposit paid to take the property off the market. This is followed by the arras contract, a formal private purchase agreement under which a larger deposit — typically 10% of the purchase price — is exchanged. The final step is signing the escritura (title deed) before a Spanish notary, at which point the balance of the purchase price and all associated taxes and fees are settled. We recommend appointing an independent Spanish solicitor to represent your interests throughout.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- villa
- Bedrooms
- 3
- Bathrooms
- 3
- Build Size
- 214 m²
- Energy Rating
- G
