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Ground-Floor 3-Bedroom Townhouse in Arroyo de la miel, Benalmádena

Arroyo de la Miel, Benalmádena · MalagaListed Nov 2025

3 Bed1 Bath176 m²78 m² plotBuilt 1988Energy: G

Description

This 3-bedroom townhouse in Arroyo de la miel with 1 bathroom. The building dates from 1988. Arroyo de la miel is a residential area within Benalmádena. The closest airport is 20 min (Málaga AGP). The asking price is EUR 429,000. The energy rating is G. Transfer tax (ITP) in Malaga is 10%. The plot covers 78 m2. The garden provides additional outdoor space.

Property Details

Property TypeTownhouse
Bedrooms3
Bathrooms1
Built Area176 m²
Plot Size78 m²
Floor0
Year BuiltBuilt 1988 (38 years)
Energy CertificateRating G
ReferenceOH02084

Features & Amenities

Climate & Comfort
  • Fireplace
Outdoor & Pool
  • Terrace
  • Garden
  • Patio
Storage & Parking
  • Parking (2 spaces)
  • Parking

Distances & Nearby

✈️
airport
20 min (Málaga AGP)

Location

Arroyo de la Miel, Benalmádena · 36.6011, -4.5515


Energy Performance Certificate

Every property for sale in Spain requires an official Certificado de Eficiencia Energética. The rating reflects estimated energy consumption per m² per year.

A
B
C
D
E
F
GThis property

Rating

G

Very Poor

Consumption

> 240

kWh/m² per year

Est. Annual Cost

> €2,030

energy bills/year

How to improve the energy rating

  • Installing double-glazed windows
  • Adding wall and roof insulation
  • Upgrading to an efficient air-conditioning / heating system

Energy ratings are based on the official Spanish energy certificate. Actual costs depend on usage, occupancy and energy provider. Properties rated D or below may benefit significantly from insulation and system upgrades.


Estimated Buying Costs

Approximate costs for a resale property in Valencian Community.

Transfer Tax (ITP 10%)€42,900
Notary Fees~€950
Land Registry~€650
Legal Fees (1% + VAT)~€5,191
Community Fees (monthly)€60/mo
IBI Property Tax (annual)€600/yr
Est. Total Purchase Costs~€49,691 (11.6%)

Annual Running Costs

Fixed costs you'll pay as a property owner, excluding utilities (electricity, water, internet).

Community Fees

€60/mo

€720/year · covers pool, gardens, common areas

IBI Property Tax

€600/yr

€50/month · municipal property tax

Total fixed costs€1,320/year (€110/month)

About Arroyo de la Miel, Benalmádena

Benalmádena is one of the most popular destinations on Spain's Costa Blanca for international property buyers. With over 300 days of sunshine per year, excellent healthcare facilities, and a large expat community, the area offers an outstanding quality of life.


Frequently Asked Questions

What fees should I budget for?
For this townhouse at EUR 429,000, purchase costs include 10% transfer tax (ITP) of EUR 42,900, notary fees around EUR 900, land registry approximately EUR 650, and legal fees of about EUR 5,191. Budget approximately EUR 49,641 in total buying costs on top of the purchase price.
What mortgage options exist?
Non-resident buyers can typically borrow up to 60-70% of the purchase price. For this townhouse at EUR 429,000, a 60% mortgage would be EUR 257,400, requiring a deposit of EUR 171,600. At current variable rates around 4%, monthly repayments over 25 years would be approximately EUR 1359. Spanish banks require proof of income, tax returns, and a credit report from your home country.
What ongoing costs should I expect?
Annual running costs for this townhouse include: IBI property tax is estimated at EUR 500-900 per year; community fees are typically EUR 40-100 per month for apartments in Benalmádena; home insurance runs EUR 200-400 annually; utility bills (electricity, water, internet) average EUR 150-250 per month. Non-resident owners also pay annual income tax (IRNR) on a deemed rental value, typically EUR 300-600 per year for a property at this price level.
How do I see this property?
Contact Maya Kallio to arrange an in-person viewing of this townhouse in Arroyo de la miel. Video viewings are also available for overseas buyers who cannot visit immediately. Viewings can usually be arranged within 24-48 hours.
Can I rent this property out?
Benalmádena has strong holiday rental demand, particularly from Northern European visitors during the winter months and Spanish tourists in summer. A 3-bedroom townhouse in Arroyo de la miel can attract bookings year-round. You will need a tourist licence from the regional government. Note that rental income is subject to Spanish tax for non-residents.
What steps are involved in buying?
To buy in Spain, you first need an NIE (tax identification number for foreigners). The purchase begins with a reservation deposit, followed by a private contract (contrato de arras) with 10% down payment. A Spanish lawyer should review the property title, check for debts, and verify planning permissions. The sale completes at a notary office where the deed is signed and registered. Budget 6-10 weeks for the full process.

Price

€429,000€2,438/m²

Ref: OH02084

Maya Kallio
Maya Kallio💚
The Heart of Our Operations

Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.

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Key Details

Type
townhouse
Bedrooms
3
Bathrooms
1
Build Size
176
Plot Size
78
Energy Rating
G