Second-Floor 2-Bedroom New-Build Apartment, Centro, Estepona
Centro, Estepona · Malaga
2 Bed2 Bath97 m²Energy: G
Description
Part of a compact development of 8 properties, this second-floor new-build apartment in Centro, Estepona offers 97 m2 of living space across 2 bedrooms and 2 bathrooms. Porcelain stoneware floors run throughout the interior, and each room includes built-in wardrobes. The apartment sits on the second floor with lift access, a private terrace, and a private garage included in the purchase. The development holds an energy rating of G.Centro is Estepona's town-centre neighbourhood, within walking distance of the old quarter, the Plaza de las Flores, and the Paseo Marítimo. The beach at Playa de la Rada is approximately 1 km from the development. Day-to-day amenities including supermarkets, cafés, and the weekly market on Avenida Juan Carlos I are all within a short walk. Málaga Airport is roughly 20 minutes away by car. Centro places residents close to the full range of services that Estepona's town centre provides.Community fees for this property are currently zero, though buyers should confirm this with the developer ahead of completion. IBI has not yet been assessed for this new-build. The development features communal gardens, a communal pool, and a communal solarium. As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%; ITP does not apply. Reduced rates and local allowances may apply if you meet this region's conditions, for example age, large-family or disability status, or buying a primary residence, and this is worth checking before you budget.
Features
- New build
- Communal pool
- Communal solarium
- Communal gardens
- Lift
- Private terrace
- Private garage
- Built-in wardrobes
- Air conditioning
- Porcelain stoneware floors
- Video intercom
- 2 bathrooms
Property Details
| Property Type | Apartment |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Built Area | 97 m² |
| Floor | 2 |
| Energy Certificate | G |
| Reference | 17631063-04 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Centro, Estepona · 36.4334, -5.1531
About Centro, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What are the purchase costs for this apartment?
As a new build in Andalucía, the purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%, set by the Autonomous Community of Andalucía. ITP does not apply to new-build purchases. In addition, budget for notary fees of approximately EUR 600–1,200, land registry fees of approximately EUR 400–800, and legal fees of around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — and it is worth checking before you finalise your budget.
Can non-residents get a mortgage on this property?
Yes. Spanish banks typically lend non-residents up to 60–70% of the purchase price, meaning a deposit of 30–40% is usually required. Current variable and fixed mortgage rates for non-residents generally range between 3.5% and 4.5%, though individual terms vary by lender and applicant profile. We can refer you to independent mortgage brokers who specialise in non-resident finance.
What are the ongoing running costs?
Community fees for this property are currently stated as zero; buyers should verify this directly with the developer before exchange. IBI (annual property tax) has not yet been assessed, as the building is new-build and the catastral reference is pending. A basura (waste collection) charge will also apply once assessed by the local authority. We recommend requesting the developer's estimated running cost schedule as part of your due diligence.
Can I view the apartment remotely?
Yes. We offer video viewings via video call, allowing you to tour the apartment and the communal areas with an agent in real time. You can also request a recorded walkthrough of the development. In-person viewings are available by appointment, and we can coordinate access with the developer directly.
Is this apartment suitable for holiday rental?
Centro, Estepona is a tourist area with consistent visitor demand throughout the year. New-build apartments with private terraces, communal pools, and central locations are well suited to short-term holiday letting. You will need a Junta de Andalucía tourist rental licence (VFT) before listing the property. We recommend speaking with a local lettings management company for realistic occupancy and income expectations specific to this development.
What does the purchase process look like?
First, obtain an NIE (Número de Identificación de Extranjero), the tax identification number required for all Spanish property transactions. Once you have agreed terms, a reservation contract is typically signed along with a small holding deposit to take the property off the market. This is followed by a private purchase contract (arras or contrato privado), at which point a further deposit — commonly 10% of the purchase price — is paid. The transaction is then completed before a Spanish notary, at which point the balance is transferred and title passes to the buyer. We strongly recommend appointing an independent Spanish property lawyer to act on your behalf throughout.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Build Size
- 97 m²
- Energy Rating
- G
