Fourth-Floor New-Build 2-Bedroom Apartment, Zona Calvario
Zona Calvario, Estepona · Malaga
2 Bed2 Bath79 m²Energy: G
Description
Situated on the fourth floor of a five-storey new-build development in Zona Calvario, this 2-bedroom, 2-bathroom apartment offers 79 m2 of interior living space. Two dedicated parking spaces are included in the purchase price. The building has a lift serving all floors and a communal pool for residents.Zona Calvario sits within central Estepona, close to the town's historic old quarter and the Paseo Marítimo beachfront promenade. The area gives direct access to local shops, restaurants, and the weekly Thursday market on Calle Terraza. Málaga Airport is approximately 20 minutes by car, making Zona Calvario a practical base for frequent travellers.At EUR 380,000, the price per m2 works out at approximately EUR 4,810. As a new-build in Andalusia, the purchase is subject to IVA at 10 per cent (EUR 38,000), plus notary fees of approximately EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal costs of around 1 per cent plus VAT. Community fees are currently listed at EUR 0 and buyers should confirm the final figure with the developer before exchange. The energy rating is G. The property is within a tourist area and may have short-term rental potential, subject to local licensing requirements.
Features
- New build
- Communal pool
- Lift
- Parking (2 spaces)
- 2 bathrooms
- Fourth floor
- Air conditioning
- Double glazing
Property Details
| Property Type | Apartment |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Built Area | 79 m² |
| Floor | 4 / 5 |
| Energy Certificate | G |
| Reference | 33210066-01 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Zona Calvario, Estepona · 36.4336, -5.1558
About Zona Calvario, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What are the purchase costs on top of the asking price?
As a new-build property in Andalusia, you pay IVA at 10% instead of transfer tax. On EUR 380,000 that is EUR 38,000. Add notary fees of roughly EUR 600–1,200, land registry fees of EUR 400–800, and legal fees of approximately 1% of the purchase price plus VAT (around EUR 4,560 before VAT). Budget for total additional costs of around 12–13% of the purchase price.
Can I get a mortgage as a non-resident buyer?
Yes. Spanish banks typically lend up to 60–70% of the purchase price to non-residents, meaning a deposit of 30–40% is normally required. On EUR 380,000 that equates to EUR 114,000–152,000. Current variable and fixed mortgage rates in Spain are broadly in the range of 3.5–4.5%, though individual offers vary by lender and applicant profile.
What are the ongoing running costs for this apartment?
Community fees are listed at EUR 0; buyers should verify the final monthly figure with the developer before completing. The annual IBI (council tax) is not yet available for this new-build and should be confirmed with the developer or local town hall. Annual waste collection (basura) costs are also to be confirmed.
Can I view the apartment remotely before travelling to Spain?
Yes. OceanHome offers video viewings via WhatsApp or video call for buyers who cannot travel immediately. Contact us to arrange a live walkthrough of the development or to request additional photographs and floor plans.
Is this apartment suitable as a rental investment?
Zona Calvario is within central Estepona, which attracts tourists throughout most of the year. Short-term holiday rental is possible in this area, subject to obtaining the required Junta de Andalucía tourist rental licence. We do not quote guaranteed yields, but the central location and new-build condition are factors that typically support rental demand.
What steps are involved in buying this property?
First, you will need a Spanish NIE (tax identification number), which can be obtained at a consulate or in Spain. Once you agree the purchase, a reservation fee (typically EUR 3,000–6,000) takes the property off the market. A private purchase contract (arras) follows, usually with 10% of the price paid at that stage. Completion takes place before a Spanish notary, at which point the balance is paid and keys are handed over. We recommend instructing an independent Spanish solicitor throughout the process.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Build Size
- 79 m²
- Energy Rating
- G
