2-Bedroom Penthouse in Centro, Guardamar Del Segura
Centro, Guardamar del Segura · Alicante
2 Bed2 Bath121 m²Energy: G
Description
This 2-bedroom penthouse in CENTRO occupies the top floor and 2 bathrooms. Centro is a residential area within Guardamar Del Segura. The closest airport is 35 min (Alicante-Elche ALC). The asking price is EUR 445,000. The energy rating is G. The building has a lift. As a new build, buyers pay 10% IVA (VAT) instead of transfer tax.
Features
Communal pool
Near beach
Terrace
Lift
Gymnasium
Security
Air conditioning
Built-in wardrobes
Garden
Parking
Gym
Property Details
Property Type
Penthouse
Bedrooms
2
Bathrooms
2
Built Area
121 m²
Floor
8
Energy Certificate
G
Reference
82647897-03
Distances & Nearby
✈️
airport
35 min (Alicante-Elche ALC)
Location
Centro, Guardamar del Segura · 38.0968, -0.6595
About Centro, Guardamar del Segura
Guardamar del Segura's Centro is the traditional heart of this coastal town, centred around the main square and municipal market. The area combines authentic Spanish daily life with easy access to the town's award-winning beaches and the unique Parque Natural de las Dunas, a protected ecosystem of sand dunes and pine forests that makes Guardamar one of the Costa Blanca's most distinctive seaside destinations.
For this new build at EUR 445,000, you will pay 10% IVA (EUR 44,500), stamp duty of 1.5%, notary fees around EUR 900, land registry approximately EUR 650, and legal fees of about EUR 5,385. Total estimated costs come to approximately EUR 58,110.
Can I get a mortgage?
Non-resident buyers can typically borrow up to 60-70% of the purchase price. For this penthouse at EUR 445,000, a 60% mortgage would be EUR 267,000, requiring a deposit of EUR 178,000. At current variable rates around 4%, monthly repayments over 25 years would be approximately EUR 1409. Spanish banks require proof of income, tax returns, and a credit report from your home country.
What are the running costs?
Annual running costs for this penthouse include: IBI property tax is estimated at EUR 500-900 per year; community fees are typically EUR 40-100 per month for apartments in Guardamar Del Segura; home insurance runs EUR 200-400 annually; utility bills (electricity, water, internet) average EUR 150-250 per month. Non-resident owners also pay annual income tax (IRNR) on a deemed rental value, typically EUR 300-600 per year for a property at this price level.
How can I arrange a viewing?
Contact Maya Kallio to arrange an in-person viewing of this penthouse in CENTRO. Video viewings are also available for overseas buyers who cannot visit immediately. Viewings can usually be arranged within 24-48 hours.
Is this a good rental investment?
Guardamar Del Segura is primarily a residential area. Long-term rentals are more common than holiday lets. A 2-bedroom penthouse could appeal to long-term tenants, especially retirees or workers. Rental income is subject to Spanish tax for non-residents. Consult a local agent for current demand levels.
What is the buying process in Spain?
The Spanish buying process starts with obtaining an NIE (foreigner identification number). After agreeing a price, you sign a reservation contract with a deposit (typically EUR 3,000-6,000). The next step is the arras contract, where you pay 10% of the price. Completion takes place at a notary, where the escritura (title deed) is signed and the balance paid. The whole process typically takes 6-10 weeks from reservation to completion.