New Build 3-Bedroom Penthouse in Centro, Guardamar Del Segura
Centro, Guardamar del Segura · Alicante
3 Bed2 Bath222 m²Energy: G
Description
A 3-bedroom penthouse in the CENTRO area of Guardamar Del Segura, listed at EUR 690,000 for 222 m2. Centro is a residential area within Guardamar Del Segura. The closest airport is 35 min (Alicante-Elche ALC). The price of EUR 690,000 works out to EUR 3,108 per square metre. The energy rating is G. Parking is included. The building has a lift. As a new build, buyers pay 10% IVA (VAT) instead of transfer tax. Residents share a communal swimming pool. A private solarium offers open-air relaxation.
Features
Communal pool
Near beach
Solarium
Parking
Lift
Panoramic views
Underground parking
Air conditioning
Terrace
Garden
Property Details
Property Type
Penthouse
Bedrooms
3
Bathrooms
2
Built Area
222 m²
Floor
5 / 5
Energy Certificate
G
Reference
11332432-05
Distances & Nearby
✈️
airport
35 min (Alicante-Elche ALC)
Location
Centro, Guardamar del Segura · 38.0958, -0.6582
About Centro, Guardamar del Segura
Guardamar del Segura's Centro is the vibrant heart of this coastal town, where traditional Spanish daily life meets modern amenities. The neighbourhood is walkable to the famous dune-backed beaches, the weekly market, and the Segura River promenade. It attracts buyers who want authentic small-town charm with the convenience of shops, restaurants, and healthcare on the doorstep.
For this new build at EUR 690,000, you will pay 10% IVA (EUR 69,000), stamp duty of 1.5%, notary fees around EUR 1200, land registry approximately EUR 800, and legal fees of about EUR 8,349. Total estimated costs come to approximately EUR 89,699.
What mortgage options exist?
Non-resident buyers can typically borrow up to 60-70% of the purchase price. For this penthouse at EUR 690,000, a 60% mortgage would be EUR 414,000, requiring a deposit of EUR 276,000. At current variable rates around 4%, monthly repayments over 25 years would be approximately EUR 2185. Spanish banks require proof of income, tax returns, and a credit report from your home country.
What ongoing costs should I expect?
Annual running costs for this penthouse include: IBI property tax is estimated at EUR 500-900 per year; community fees are typically EUR 40-100 per month for apartments in Guardamar Del Segura; home insurance runs EUR 200-400 annually; utility bills (electricity, water, internet) average EUR 150-250 per month. Non-resident owners also pay annual income tax (IRNR) on a deemed rental value, typically EUR 300-600 per year for a property at this price level.
How do I see this property?
Contact Maya Kallio to arrange an in-person viewing of this penthouse in CENTRO. Video viewings are also available for overseas buyers who cannot visit immediately. Viewings can usually be arranged within 24-48 hours.
Can I rent this property out?
Guardamar Del Segura is primarily a residential area. Long-term rentals are more common than holiday lets. A 3-bedroom penthouse could appeal to long-term tenants, especially retirees or workers. Rental income is subject to Spanish tax for non-residents. Consult a local agent for current demand levels.
What steps are involved in buying?
To buy in Spain, you first need an NIE (tax identification number for foreigners). The purchase begins with a reservation deposit, followed by a private contract (contrato de arras) with 10% down payment. A Spanish lawyer should review the property title, check for debts, and verify planning permissions. The sale completes at a notary office where the deed is signed and registered. Budget 6-10 weeks for the full process.