Ground-Floor 3-Bedroom New-Build Apartment in Malagueta-Monte Sancha, Málaga
Malagueta Monte Sancha, Málaga · Malaga
3 Bed4 Bath178 m²Energy: G
Description
This 178 m2 ground-floor apartment is one of only a small number of new-build units in Malagueta-Monte Sancha, one of Málaga's most established residential addresses. The property has 3 bedrooms, 4 bathrooms, and comes with underground parking and access to a communal pool. Air conditioning and double glazing are fitted throughout, and the building is served by a lift.Malagueta-Monte Sancha sits between the city centre and the eastern seafront. Playa de la Malagueta is the neighbourhood's main beach, and the Paseo Marítimo runs directly along the waterfront. The Monte Sancha hillside streets offer quieter residential living within walking distance of the Avenida de Pries and local amenities. Málaga AGP airport is approximately 20 minutes by road.Community fees are currently listed at nil; buyers should confirm this with the developer prior to exchange. The IBI annual rate has not yet been assigned for this new-build property. The energy rating is G. As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%; ITP does not apply. Reduced rates and local allowances may apply if you meet this region's conditions, for example age, large-family or disability status, or buying a primary residence, and are worth checking before you budget.
Features
- New build
- Ground floor
- 3 bedrooms
- 4 bathrooms
- 178 m2 build area
- Air conditioning
- Double glazing
- Lift
- Underground parking
- Communal pool
Property Details
| Property Type | Apartment |
| Bedrooms | 3 |
| Bathrooms | 4 |
| Built Area | 178 m² |
| Floor | 0 |
| Energy Certificate | G |
| Reference | 69635122-01 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Malagueta Monte Sancha, Málaga · 36.7239, -4.3997
About Malagueta Monte Sancha, Málaga
Málaga is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase costs should I budget for beyond the asking price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%, set by the Autonomous Community of Andalucía. ITP does not apply to new-build purchases. On top of tax, allow roughly EUR 600–1,200 for notary fees, EUR 400–800 for land registry fees, and around 1% of the purchase price plus VAT for legal representation. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — and are worth checking before you budget.
Can I get a mortgage as a non-resident buyer in Spain?
Non-resident buyers can typically borrow up to 60–70% of the purchase price from Spanish lenders, meaning a deposit of 30–40% is usually required. Current variable and fixed mortgage rates from Spanish banks generally range between 3.5% and 4.5% per annum, though this varies by lender and applicant profile. A mortgage broker with experience in Spanish non-resident lending is advisable.
What are the ongoing running costs for this apartment?
Community fees are currently recorded as nil; buyers should verify this directly with the developer before exchanging contracts, as fees may be set once the development is complete. The IBI (annual council tax) has not yet been assigned for this new-build property and will be determined by the local authority following registration. There is no basura (waste collection) figure available at this stage.
Can I view the property remotely before travelling to Málaga?
Yes. Our agents can arrange a live video viewing at a time that suits you, allowing you to walk through the property and ask questions in real time. Recorded video tours may also be available. Contact us to schedule either option.
Is this apartment suitable as a rental investment?
Malagueta-Monte Sancha is a central Málaga neighbourhood with strong year-round demand from both short-term visitors and longer-term tenants. New-build apartments with parking and communal facilities in this area attract interest from both markets. Any rental activity in Andalucía requires a tourist licence for short-term lets; our team can point you towards the relevant process. We do not quote yield figures, as these depend on occupancy, management costs, and market conditions at the time of letting.
What is the step-by-step process for buying this property?
First, you will need a Spanish NIE (tax identification number), which can be obtained via a Spanish consulate or in person in Spain. Once you have agreed the price, a reservation contract is signed and a holding deposit paid to take the property off the market. This is followed by a private purchase contract (arras or contrato de compraventa), at which point a further payment — typically 10% of the purchase price — is made. The transaction completes before a notary, at which point the balance and all taxes are paid and the title deed (escritura) is signed. Using an independent Spanish solicitor throughout is strongly recommended.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 3
- Bathrooms
- 4
- Build Size
- 178 m²
- Energy Rating
- G
