New Build 3-Bedroom Apartment in La Cerquilla, Marbella
Nueva Andalucía, Marbella · Malaga
3 Bed3 Bath84 m²Built 2006Energy: G
Description
A 84 m2 3-bedroom apartment on the La Cerquilla side of Marbella, priced at EUR 860,000. Underfloor heating runs through the living areas. The building dates from 2006. La Cerquilla is a residential area within Marbella. The closest airport is 20 min (Málaga AGP). The price of EUR 860,000 works out to EUR 10,238 per square metre. The energy rating is G. Parking is included. As a new build, buyers pay 10% IVA (VAT) instead of transfer tax.
Features
- Communal pool
- Parking
- Mountain views
- Underfloor heating
- Jacuzzi
- Sauna
- Gymnasium
- Security
- Double glazing
- Utility room
- Open plan living
- Home automation
Property Details
| Property Type | Apartment |
| Bedrooms | 3 |
| Bathrooms | 3 |
| Built Area | 84 m² |
| Floor | -1 |
| Year Built | 2006 |
| Energy Certificate | G |
| Reference | OH01985 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Nueva Andalucía, Marbella · 36.5235, -4.9698
About Nueva Andalucía, Marbella
Marbella is one of the most popular destinations on Spain's Costa Blanca for international property buyers. With over 300 days of sunshine per year, excellent healthcare facilities, and a large expat community, the area offers an outstanding quality of life.
Frequently Asked Questions
What fees should I budget for?
For this new build at EUR 860,000, you will pay 10% IVA (EUR 86,000), stamp duty of 1.5%, notary fees around EUR 1200, land registry approximately EUR 800, and legal fees of about EUR 10,406. Total estimated costs come to approximately EUR 111,306.
What mortgage options exist?
Non-resident buyers can typically borrow up to 60-70% of the purchase price. For this apartment at EUR 860,000, a 60% mortgage would be EUR 516,000, requiring a deposit of EUR 344,000. At current variable rates around 4%, monthly repayments over 25 years would be approximately EUR 2724. Spanish banks require proof of income, tax returns, and a credit report from your home country.
What ongoing costs should I expect?
Annual running costs for this apartment include: IBI property tax is estimated at EUR 500-900 per year; community fees are typically EUR 40-100 per month for apartments in Marbella; home insurance runs EUR 200-400 annually; utility bills (electricity, water, internet) average EUR 150-250 per month. Non-resident owners also pay annual income tax (IRNR) on a deemed rental value, typically EUR 300-600 per year for a property at this price level.
How do I see this property?
Contact Maya Kallio to arrange an in-person viewing of this apartment in La Cerquilla. Video viewings are also available for overseas buyers who cannot visit immediately. Viewings can usually be arranged within 24-48 hours.
Can I rent this property out?
Marbella has strong holiday rental demand, particularly from Northern European visitors during the winter months and Spanish tourists in summer. A 3-bedroom apartment in La Cerquilla can attract bookings year-round. You will need a tourist licence from the regional government. Note that rental income is subject to Spanish tax for non-residents.
What steps are involved in buying?
To buy in Spain, you first need an NIE (tax identification number for foreigners). The purchase begins with a reservation deposit, followed by a private contract (contrato de arras) with 10% down payment. A Spanish lawyer should review the property title, check for debts, and verify planning permissions. The sale completes at a notary office where the deed is signed and registered. Budget 6-10 weeks for the full process.
Maya Kallio💚
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Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 3
- Bathrooms
- 3
- Build Size
- 84 m²
- Energy Rating
- G