Ground-Floor 3-Bedroom Apartment in Torreguadiaro-San Diego, San Roque
Torreguadiaro San Diego, San Roque · Cadiz
3 Bed2 Bath121 m²Energy: A–B
Description
A ground-floor unit in this new-build development in Torreguadiaro-San Diego, San Roque, this apartment covers 121 m2 across three bedrooms and two bathrooms. The complex comprises 23 units in total. Porcelain tile floors run throughout, underfloor heating is fitted across the living areas, and home automation controls lighting and climate. Each unit includes built-in wardrobes and a full set of fitted kitchen appliances.Torreguadiaro-San Diego sits within the municipality of San Roque, a coastal strip where the N-340 and A-7 give direct access to Gibraltar to the south and Málaga to the north. The development is approximately 20 minutes from Málaga AGP airport. Distances to the nearest beach, supermarket and golf courses are available on request from the agent.Community fees are currently set at no charge, though buyers should confirm this directly with the developer before exchange. IBI figures are not yet assigned as the catastro reference has not been issued. Torreguadiaro-San Diego attracts both permanent residents and buyers looking for a coastal base, given its proximity to the coast and the airport.The apartment has its own private garden and a terrace. Shared facilities within the development include a communal pool, communal gym and landscaped communal gardens.
Features
- Ground floor
- Private garden
- Terrace
- Communal pool
- Communal gym
- Communal gardens
- Underfloor heating
- Air conditioning
- Home automation
- Built-in wardrobes
- Fitted appliances
- Porcelain tile floors
- New build
Property Details
| Property Type | Townhouse |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Built Area | 121 m² |
| Floor | 0 |
| Energy Certificate | A–B |
| Reference | 39261924-01 |
Energy Performance Certificate
New-build homes in Spain must meet the minimum energy performance set by the Código Técnico de la Edificación, so a completed new-build is normally rated A or B. The official certificate is issued on completion.
ARegulatory minimum
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G
> 240kWh/m²Expected rating
A–B
In process
From 1 January 2030, every new building in the EU must be a zero-emission building.
Distances & Nearby
- airport
- 20 min (Málaga AGP)
✈️
Location
Torreguadiaro San Diego, San Roque · 36.3206, -5.2620
About Torreguadiaro San Diego, San Roque
San Roque is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase taxes and costs apply to this property?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Both IVA and AJD are set by the autonomous region of Andalucía. On top of taxes, allow roughly EUR 600–1,200 for the notary, EUR 400–800 for land registry, and around 1% of the purchase price plus VAT for a solicitor. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — worth checking before you budget.
Can non-residents obtain a mortgage on this property?
Spanish lenders typically offer non-residents up to 60–70% of the purchase price, so a deposit of 30–40% is usually required. Current variable and fixed rates for non-resident mortgages generally range from 3.5% to 4.5% APR, though each lender's terms differ. A mortgage broker with experience in Spanish property purchases can compare deals across multiple lenders.
What are the ongoing running costs?
Community fees are currently set at zero; buyers should confirm this with the developer before contracts are signed. IBI (annual council tax) has not yet been assigned as the catastro reference is pending. There is no basura (refuse) figure available at this stage. Your solicitor can request confirmed figures from the developer prior to completion.
How can I arrange a viewing?
In-person viewings of the development can be arranged through OceanHome during business hours. If you are based outside Spain, we can organise a live video viewing at a time that suits you, walking through the show unit and the communal areas in real time. Contact us to book either option.
Is this apartment suitable as a rental investment?
Torreguadiaro-San Diego's position on the Costa del Sol corridor, close to Gibraltar and 20 minutes from Málaga airport, generates demand from both short-term holiday visitors and longer-term corporate tenants linked to Gibraltar's financial and gaming sectors. New-build ground-floor apartments with private gardens in this area attract interest across both rental markets. Your solicitor can advise on the tourist licence requirements in Andalucía before purchase.
What does the purchase process involve?
You will first need a Spanish NIE (tax identification number), which your solicitor can obtain on your behalf. Once you have agreed terms, a reservation agreement is signed and a holding deposit paid to take the property off the market. This is followed by a private purchase contract (arras or contrato de compraventa) at which a further stage payment is typically made. The transaction completes before a Spanish notary, at which point the remaining balance, taxes and fees are settled and the title deed is signed and registered.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- townhouse
- Bedrooms
- 3
- Bathrooms
- 2
- Build Size
- 121 m²
- Energy Rating
- A–B
