New Build 3-Bedroom Apartment in San Cayetano, Torre - Pacheco
San Cayetano, Torre-Pacheco · Murcia
3 Bed2 Bath86 m²Energy: G
Description
At EUR 246,900, this 3-bedroom apartment in San Cayetano offers 86 m2 with 2 bathrooms. The interior includes built-in wardrobes. San Cayetano is a residential area within Torre - Pacheco. The closest airport is 20 min (Málaga AGP). The price of EUR 246,900 works out to EUR 2,871 per square metre. The energy rating is G. Parking is included. A storage room comes with the property. As a new build, buyers pay 10% IVA (VAT) instead of transfer tax. Residents share a communal swimming pool. The garden provides additional outdoor space. A private solarium offers open-air relaxation.
Features
- Communal pool
- Terrace
- Solarium
- Garden
- Parking
- Storage room
- Gymnasium
- Security
- Built-in wardrobes
- Gym
Property Details
| Property Type | Apartment |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Built Area | 86 m² |
| Floor | 1 |
| Energy Certificate | G |
| Reference | 34202800-02 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
✈️
Location
San Cayetano, Torre-Pacheco · 37.8161, -0.8970
About San Cayetano, Torre-Pacheco
Torre - Pacheco is one of the most popular destinations on Spain's Costa Blanca for international property buyers. With over 300 days of sunshine per year, excellent healthcare facilities, and a large expat community, the area offers an outstanding quality of life.
Frequently Asked Questions
How much does it cost to buy this property?
For this new build at EUR 246,900, you will pay 10% IVA (EUR 24,690), stamp duty of 1.5%, notary fees around EUR 900, land registry approximately EUR 650, and legal fees of about EUR 2,987. Total estimated costs come to approximately EUR 32,931.
Is mortgage financing available?
Non-resident buyers can typically borrow up to 60-70% of the purchase price. For this apartment at EUR 246,900, a 60% mortgage would be EUR 148,140, requiring a deposit of EUR 98,760. At current variable rates around 4%, monthly repayments over 25 years would be approximately EUR 782. Spanish banks require proof of income, tax returns, and a credit report from your home country.
How much are the monthly expenses?
Annual running costs for this apartment include: IBI property tax is estimated at EUR 350-600 per year; community fees are typically EUR 40-100 per month for apartments in Torre - Pacheco; home insurance runs EUR 200-400 annually; utility bills (electricity, water, internet) average EUR 150-250 per month. Non-resident owners also pay annual income tax (IRNR) on a deemed rental value, typically EUR 300-600 per year for a property at this price level.
Can I book a viewing?
Contact OceanHome Team to arrange an in-person viewing of this apartment in San Cayetano. Video viewings are also available for overseas buyers who cannot visit immediately. Viewings can usually be arranged within 24-48 hours.
What is the rental potential?
Torre - Pacheco is primarily a residential area. Long-term rentals are more common than holiday lets. A 3-bedroom apartment could appeal to long-term tenants, especially retirees or workers. Rental income is subject to Spanish tax for non-residents. Consult a local agent for current demand levels.
How does purchasing work?
Buying property in Spain requires an NIE number, which your lawyer can help arrange. Once you agree the price, a reservation deposit secures the property. You then sign an arras contract with a 10% deposit within 2-4 weeks. The final step is signing the escritura at a notary and paying the remaining balance. Your lawyer handles due diligence, checking the property has no debts or legal issues. Allow 6-10 weeks from offer to completion.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Build Size
- 86 m²
- Energy Rating
- G
