New Build 2-Bedroom Apartment in San Cayetano, Torre - Pacheco
San Cayetano, Torre-Pacheco · Murcia
2 Bed2 Bath68 m²Energy: G
Description
A 68 m2 2-bedroom apartment on the San Cayetano side of Torre - Pacheco, priced at EUR 226,900. The interior includes built-in wardrobes. San Cayetano is a residential area within Torre - Pacheco. The closest airport is 20 min (Málaga AGP). The price of EUR 226,900 works out to EUR 3,337 per square metre. The energy rating is G. Parking is included. A storage room comes with the property. As a new build, buyers pay 10% IVA (VAT) instead of transfer tax. Residents share a communal swimming pool. The garden provides additional outdoor space. A private solarium offers open-air relaxation.
Features
- Communal pool
- Terrace
- Solarium
- Garden
- Parking
- Storage room
- Gymnasium
- Security
- Built-in wardrobes
- Gym
Property Details
| Property Type | Apartment |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Built Area | 68 m² |
| Floor | 1 |
| Energy Certificate | G |
| Reference | 34202800-03 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
✈️
Location
San Cayetano, Torre-Pacheco · 37.8161, -0.8970
About San Cayetano, Torre-Pacheco
Torre - Pacheco is one of the most popular destinations on Spain's Costa Blanca for international property buyers. With over 300 days of sunshine per year, excellent healthcare facilities, and a large expat community, the area offers an outstanding quality of life.
Frequently Asked Questions
What fees should I budget for?
For this new build at EUR 226,900, you will pay 10% IVA (EUR 22,690), stamp duty of 1.5%, notary fees around EUR 900, land registry approximately EUR 650, and legal fees of about EUR 2,745. Total estimated costs come to approximately EUR 30,389.
What mortgage options exist?
Non-resident buyers can typically borrow up to 60-70% of the purchase price. For this apartment at EUR 226,900, a 60% mortgage would be EUR 136,140, requiring a deposit of EUR 90,760. At current variable rates around 4%, monthly repayments over 25 years would be approximately EUR 719. Spanish banks require proof of income, tax returns, and a credit report from your home country.
What ongoing costs should I expect?
Annual running costs for this apartment include: IBI property tax is estimated at EUR 350-600 per year; community fees are typically EUR 40-100 per month for apartments in Torre - Pacheco; home insurance runs EUR 200-400 annually; utility bills (electricity, water, internet) average EUR 150-250 per month. Non-resident owners also pay annual income tax (IRNR) on a deemed rental value, typically EUR 300-600 per year for a property at this price level.
How do I see this property?
Contact OceanHome Team to arrange an in-person viewing of this apartment in San Cayetano. Video viewings are also available for overseas buyers who cannot visit immediately. Viewings can usually be arranged within 24-48 hours.
Can I rent this property out?
Torre - Pacheco is primarily a residential area. Long-term rentals are more common than holiday lets. A 2-bedroom apartment could appeal to long-term tenants, especially retirees or workers. Rental income is subject to Spanish tax for non-residents. Consult a local agent for current demand levels.
What steps are involved in buying?
To buy in Spain, you first need an NIE (tax identification number for foreigners). The purchase begins with a reservation deposit, followed by a private contract (contrato de arras) with 10% down payment. A Spanish lawyer should review the property title, check for debts, and verify planning permissions. The sale completes at a notary office where the deed is signed and registered. Budget 6-10 weeks for the full process.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Build Size
- 68 m²
- Energy Rating
- G
