First-Floor 2-Bedroom Apartment in Urbanización Santa Rosa, Torrox
Urbanizacion Santa Rosa, Torrox · Malaga
2 Bed2 Bath137 m²Energy: A–B
Description
This 114 m2 new-build apartment sits on the first floor of a three-storey building in Urbanización Santa Rosa, Torrox, and includes two bedrooms, two bathrooms, a communal pool, and lift access. The building contains three floors in total, and this unit is one of the larger two-bedroom layouts available in the development. The property carries an energy rating of G.Urbanización Santa Rosa is a residential area on the eastern outskirts of Torrox town. The Axarquía coast is within easy reach, with the beaches of Torrox Costa accessible along the N-340 coastal road. Torrox town centre, where you will find a weekly market, local shops and restaurants, is approximately 2 km from Urbanización Santa Rosa. Vélez-Málaga is roughly 15 km to the west along the coast road.Community fees are currently listed at zero for this development, though buyers should confirm the final figure with the agent before exchange. IBI and basura figures are not yet available for this new-build property. Málaga airport is approximately 20 minutes by car, making Urbanización Santa Rosa a practical base for those travelling regularly or letting the property short-term.
Features
- New build
- First-floor apartment
- 2 bedrooms
- 2 bathrooms
- 114 m2 build area
- Communal pool
- Lift
- 3-floor building
- Built-in wardrobes
- Air conditioning
- 20 minutes to Málaga airport
- Energy rating G
Property Details
| Property Type | Apartment |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Built Area | 137 m² |
| Floor | 0 / 3 |
| Energy Certificate | A–B |
| Reference | 93015770-01 |
Energy Performance Certificate
New-build homes in Spain must meet the minimum energy performance set by the Código Técnico de la Edificación, so a completed new-build is normally rated A or B. The official certificate is issued on completion.
ARegulatory minimum
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G
> 240kWh/m²Expected rating
A–B
In process
From 1 January 2030, every new building in the EU must be a zero-emission building.
Distances & Nearby
- airport
- 20 min (Málaga AGP)
✈️
Location
Urbanizacion Santa Rosa, Torrox · 36.7337, -3.9709
About Urbanizacion Santa Rosa, Torrox
Torrox is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase costs should I budget for beyond the asking price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%, set by the Andalucían autonomous region. ITP does not apply to new-build purchases. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800), and legal fees of around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — worth checking before you budget.
Can I get a mortgage as a non-resident buyer?
Non-resident buyers can typically obtain a mortgage from a Spanish lender, though most banks require a deposit of 30–40% of the purchase price, as they generally lend up to 60–70% of the property value. Current variable and fixed rates are broadly in the range of 3.5–4.5%, though individual offers vary by lender and applicant profile. We recommend speaking to an independent mortgage broker before you begin your search.
What are the ongoing running costs for this apartment?
Community fees for this development are currently listed at zero; buyers should verify this with the agent and ask for the approved community budget before signing. IBI (council tax) and basura (rubbish collection charge) figures are not yet available for this new-build property. We recommend requesting these figures once the property is registered with the local catastro.
Can I arrange a viewing remotely?
Yes. In addition to in-person viewings, we offer video viewings for buyers who cannot travel to Torrox at this stage. Contact the OceanHome team to schedule a live video walkthrough of the apartment and the communal areas.
Is this apartment suitable as a rental investment?
Torrox Costa and the surrounding Axarquía coast attract visitors throughout the year, and Urbanización Santa Rosa is within driving distance of the beach, which supports demand for short-term holiday lets. Rental licences for new-build properties in Andalucía are subject to regional registration requirements. We advise speaking to a local lawyer about the licensing process before committing to a rental strategy, and we are happy to provide agent contacts in the area.
What does the purchase process involve?
The first step for any buyer is to obtain a NIE (Número de Identificación de Extranjero), the tax identification number required for all property transactions in Spain. Once you have agreed terms, a reservation contract is signed and a reservation deposit paid to take the property off the market. This is followed by the arras contract, a formal private purchase agreement under which a larger deposit is paid — typically 10% of the purchase price. Completion takes place before a notary, at which point the remaining balance and all taxes and fees are settled and title transfers to the buyer.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Build Size
- 137 m²
- Energy Rating
- A–B
