Large 3-Bedroom Apartment in Urbanización Santa Rosa, Torrox
Urbanizacion Santa Rosa, Torrox · Malaga
3 Bed2 Bath174 m²Energy: A–B
Description
At 174 m2, this first-floor new-build apartment in Urbanización Santa Rosa is one of the largest units in this three-storey development of three floors. The apartment holds 3 bedrooms, 2 bathrooms, and an open-plan kitchen and living area. The building has a lift, and the development includes a communal pool. The energy rating is G.Urbanización Santa Rosa sits on the eastern edge of Torrox, a municipality roughly 20 minutes from Málaga AGP airport by road. Torrox Pueblo, the hilltop village centre with weekly market, is within a few kilometres. The Torrox Costa seafront and the beaches along the N-340 coastal road are accessible from Urbanización Santa Rosa. Exact distances to the beach and local supermarkets are available from the agent on request.Community fees are currently listed at zero, and the annual IBI figure is not yet confirmed for this development. Buyers should request the full community budget from the developer before exchange. Torrox Costa attracts a consistent holiday rental market, making this a viable option for those considering short-term lettings.
Features
- New build
- First floor
- 174 m2 built area
- 3 bedrooms
- 2 bathrooms
- Communal pool
- Lift
- 3-storey building
- Air conditioning
- Energy rating G
Property Details
| Property Type | Apartment |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Built Area | 174 m² |
| Floor | 1 / 3 |
| Energy Certificate | A–B |
| Reference | 93015770-06 |
Energy Performance Certificate
New-build homes in Spain must meet the minimum energy performance set by the Código Técnico de la Edificación, so a completed new-build is normally rated A or B. The official certificate is issued on completion.
ARegulatory minimum
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G
> 240kWh/m²Expected rating
A–B
In process
From 1 January 2030, every new building in the EU must be a zero-emission building.
Distances & Nearby
- airport
- 20 min (Málaga AGP)
✈️
Location
Urbanizacion Santa Rosa, Torrox · 36.7337, -3.9709
About Urbanizacion Santa Rosa, Torrox
Torrox is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase taxes and costs should I budget for?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%, set by the Autonomous Community of Andalucía. ITP does not apply. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — and it is worth checking before you budget. Additional costs typically include notary fees (EUR 600–1,200), land registry fees (EUR 400–800), and legal fees of around 1% of the purchase price plus VAT.
Can I get a mortgage as a non-resident buyer?
Non-resident buyers can usually access Spanish mortgages, though lenders typically require a deposit of 30–40% of the purchase price. Interest rates for non-resident mortgages currently range from approximately 3.5% to 4.5%, depending on the lender and product. An independent mortgage broker familiar with Spanish lenders can help you compare options.
What are the ongoing running costs for this apartment?
Community fees are currently listed at zero; buyers should confirm this directly with the developer, as fees may be set once the community is formally constituted. The annual IBI (local property tax) figure has not yet been confirmed for this development and should be requested from the developer or local authority before completion.
Can I arrange a viewing remotely?
Yes. In addition to in-person viewings, we offer video viewings for buyers who cannot travel to Torrox immediately. Contact the OceanHome team to arrange a call at a time that suits you, and we can walk you through the apartment and the communal areas on screen.
Is this apartment suitable for holiday rental?
Torrox Costa has an established short-term rental market, particularly during the summer months, and Urbanización Santa Rosa is within the municipality covered by Andalucía's tourist rental licensing scheme. A 174 m2 three-bedroom apartment can command competitive nightly rates during peak season. We recommend speaking with a local rental management company for realistic occupancy projections before making any investment decision.
What are the main steps in the purchase process?
You will first need a Spanish NIE (tax identification number), which can be obtained through a Spanish consulate or in Spain itself. Once you agree terms, a reservation contract is signed and a holding deposit paid to take the property off the market. This is followed by a private purchase contract (arras or contrato de compraventa) with a larger deposit, typically 10%. Completion takes place before a notary, at which point the balance is paid and keys are handed over. We strongly recommend appointing an independent Spanish solicitor to act for you throughout.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Build Size
- 174 m²
- Energy Rating
- A–B
