3-Bedroom Apartment in Isla del fraile, ÁGuilas
Isla Del Fraile, Águilas · Murcia
3 Bed2 Bath96 m²Energy: G
Description
A 96 m2 3-bedroom apartment on the Isla del fraile side of ÁGuilas, priced at EUR 431,000. Isla del fraile is a residential area within ÁGuilas. The closest airport is 20 min (Málaga AGP). The price of EUR 431,000 works out to EUR 4,490 per square metre. The energy rating is G. The building has a lift. As a new build, buyers pay 10% IVA (VAT) instead of transfer tax.
Features
- Communal pool
- Near beach
- Terrace
- Lift
- Security
- Sea views
Property Details
| Property Type | Apartment |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Built Area | 96 m² |
| Floor | 1 |
| Energy Certificate | G |
| Reference | 41094756-15 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Isla Del Fraile, Águilas · 37.4138, -1.5490
About Isla Del Fraile, Águilas
ÁGuilas is one of the most popular destinations on Spain's Costa Blanca for international property buyers. With over 300 days of sunshine per year, excellent healthcare facilities, and a large expat community, the area offers an outstanding quality of life.
Frequently Asked Questions
What fees should I budget for?
For this new build at EUR 431,000, you will pay 10% IVA (EUR 43,100), stamp duty of 1.5%, notary fees around EUR 900, land registry approximately EUR 650, and legal fees of about EUR 5,215. Total estimated costs come to approximately EUR 56,330.
What mortgage options exist?
Non-resident buyers can typically borrow up to 60-70% of the purchase price. For this apartment at EUR 431,000, a 60% mortgage would be EUR 258,600, requiring a deposit of EUR 172,400. At current variable rates around 4%, monthly repayments over 25 years would be approximately EUR 1365. Spanish banks require proof of income, tax returns, and a credit report from your home country.
What ongoing costs should I expect?
Annual running costs for this apartment include: IBI property tax is estimated at EUR 500-900 per year; community fees are typically EUR 40-100 per month for apartments in ÁGuilas; home insurance runs EUR 200-400 annually; utility bills (electricity, water, internet) average EUR 150-250 per month. Non-resident owners also pay annual income tax (IRNR) on a deemed rental value, typically EUR 300-600 per year for a property at this price level.
How do I see this property?
Contact Marco Elsinger to arrange an in-person viewing of this apartment in Isla del fraile. Video viewings are also available for overseas buyers who cannot visit immediately. Viewings can usually be arranged within 24-48 hours.
Can I rent this property out?
ÁGuilas is primarily a residential area. Long-term rentals are more common than holiday lets. A 3-bedroom apartment could appeal to long-term tenants, especially retirees or workers. Rental income is subject to Spanish tax for non-residents. Consult a local agent for current demand levels.
What steps are involved in buying?
To buy in Spain, you first need an NIE (tax identification number for foreigners). The purchase begins with a reservation deposit, followed by a private contract (contrato de arras) with 10% down payment. A Spanish lawyer should review the property title, check for debts, and verify planning permissions. The sale completes at a notary office where the deed is signed and registered. Budget 6-10 weeks for the full process.
Maya Kallio💚
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Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Build Size
- 96 m²
- Energy Rating
- G
