Ground-Floor 3-Bedroom New-Build Apartment, Arroyo Enmedio
Arroyo Enmedio, Estepona · Malaga
3 Bed2 Bath129 m²Energy: G
Description
This 146m2 ground-floor apartment is one of 29 units across a two-storey new-build development in Arroyo Enmedio, Estepona, and comes with a private garden, an underground garage space, and underfloor heating throughout. The apartment has 3 bedrooms, 2 bathrooms, an open-plan kitchen and living area with floor-to-ceiling glazing, and high-quality integrated kitchen appliances. Built-in wardrobes are fitted in the bedrooms, and the entire ground floor benefits from direct access to the private garden.Arroyo Enmedio sits between Estepona town centre and the western stretch of the Costa del Sol, within easy reach of Estepona's Paseo Marítimo and Playa de la Rada beach. The area is well connected to the AP-7 motorway, and Málaga Airport is approximately 20 minutes away by car. Local amenities including supermarkets and restaurants are within a short drive along the N-340.The development's communal facilities include a pool, a landscaped garden, and a residents' gym. Community fees are currently set at nil, though buyers should confirm the final figure with the developer before exchange. IBI has not yet been assessed for this new-build unit. The apartment carries an energy rating of G.The private garden is accessible directly from the living area and main bedroom, and is enclosed by a boundary wall with paved and planted sections. Underground parking is included in the purchase, and the building is served by a lift.
Features
- Communal pool
- Communal gym
- Lift
- Private garden
- Underground garage
- Underfloor heating
- Built-in wardrobes
- Air conditioning
- High-quality kitchen appliances
- Landscaped communal gardens
- New build
Property Details
| Property Type | Penthouse |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Built Area | 129 m² |
| Floor | 2 / 2 |
| Energy Certificate | G |
| Reference | 32258343-02 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Arroyo Enmedio, Estepona · 36.4060, -5.1937
About Arroyo Enmedio, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase costs should I budget for on top of the asking price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. These rates are set by the Autonomous Community of Andalucía. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800), and legal fees of around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet the region's conditions — for example age, large-family or disability status, or buying a primary residence — so it is worth checking before you budget.
Can I get a mortgage as a non-resident buyer in Spain?
Non-resident buyers can typically access Spanish mortgages covering up to 60–70% of the purchase price or valuation, meaning a deposit of 30–40% is usually required. Current variable and fixed mortgage rates from Spanish lenders are broadly in the 3.5–4.5% range, though the rate offered will depend on your financial profile and the lender. We can introduce you to independent mortgage brokers who work with international buyers.
What are the ongoing running costs for this apartment?
Community fees are currently stated as nil; buyers should verify the final confirmed figure with the developer before exchanging contracts. IBI (annual council tax) has not yet been assessed for this new-build property; the figure will be established once the catastral reference is assigned. Waste collection charges (basura) are also not yet confirmed. We recommend requesting an estimated schedule of costs from the developer's solicitor.
Can I view this apartment remotely before travelling to Spain?
Yes. We offer video viewings via WhatsApp, FaceTime, or a recorded walk-through sent to you directly. For new-build developments we can also arrange a video tour of the show apartment or CGI presentation where a completed unit is not yet available. In-person viewings can be arranged around your travel dates, and we can coordinate multiple properties across Estepona in a single visit.
Does this apartment have rental potential?
Estepona is classified as a tourist area on the Costa del Sol, and Arroyo Enmedio benefits from proximity to the coast and good road links. Ground-floor apartments with private gardens are in demand for short-term holiday lets. To operate a tourist rental in Andalucía you must register with the regional tourism authority and obtain a licence number before listing the property. We recommend speaking to a local property management company for realistic occupancy and rate projections specific to this development.
What steps are involved in buying this property?
The process begins with obtaining an NIE (Número de Identificación de Extranjero), Spain's tax identification number for foreign nationals, which is required before any property purchase can complete. Once you have agreed terms, a reservation contract is signed and a holding deposit paid to secure the unit. This is followed by a private purchase contract (arras or contrato de compraventa), at which point a further stage payment is typically made. Completion takes place before a Spanish notary, who registers the deed. We strongly recommend appointing an independent Spanish solicitor to carry out due diligence throughout the process.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- penthouse
- Bedrooms
- 3
- Bathrooms
- 2
- Build Size
- 129 m²
- Energy Rating
- G
