Second-Floor 3-Bedroom New-Build Apartment in Centro, Estepona
Centro, Estepona · Malaga
3 Bed2 Bath113 m²Energy: G
Description
This 113 m² new-build apartment occupies the second floor of a compact development of 8 properties in Centro, Estepona, approximately 1 km from the sea. The apartment offers 3 bedrooms and 2 bathrooms across a well-proportioned layout with porcelain stoneware flooring throughout. Each home includes built-in wardrobes, a video intercom, and a private terrace designed to make use of sea views. A garage space is included with the property.Centro is Estepona's historic core, known for its flower-lined streets around Calle Terraza and the Plaza de las Flores. Playa de la Rada, the town's main beach, runs along the Paseo Marítimo and is within easy reach on foot. Local shops, restaurants, and the weekly Friday street market are all within the neighbourhood. Málaga Airport is approximately 20 minutes by car.The development's community fees are currently set at no charge, and IBI figures are not yet confirmed for this new build. The property holds an energy rating of G. Centro's position within Estepona's pedestrianised old town makes it a consistent area for both long-term rental demand and holiday lets.Residents share access to a communal pool, rooftop solarium, and landscaped community gardens. A community gym is also included within the complex. The building is served by a lift, and the second-floor position provides both privacy and elevated views across the surrounding area.
Features
- Communal pool
- Solarium
- Lift
- Private terrace
- Built-in wardrobes
- Porcelain stoneware flooring
- Video intercom
- Garage
- Community gardens
- Community gym
- Air conditioning
- New build
Property Details
| Property Type | Apartment |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Built Area | 113 m² |
| Floor | 2 |
| Energy Certificate | G |
| Reference | 17631063-05 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
✈️
Location
Centro, Estepona · 36.4334, -5.1531
About Centro, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase costs should I budget for beyond the asking price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. You should also allow for notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800), and legal representation at around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — so it is worth checking before you finalise your budget.
Can I get a mortgage as a non-resident buyer?
Non-resident buyers can typically borrow up to 60–70% of the purchase price, meaning a deposit of 30–40% is usually required. Current variable and fixed mortgage rates from Spanish lenders sit broadly in the 3.5–4.5% range, though your individual rate will depend on your financial profile and the lender. A Spanish mortgage broker can help you compare offers before you proceed.
What are the ongoing running costs for this apartment?
Community fees are currently set at no charge for this development. The annual IBI (local property tax) figure has not yet been confirmed for this new build and should be verified with the agent. Basura (refuse collection) charges have also not been confirmed at this stage.
How do I arrange a viewing?
Contact us to arrange an in-person visit at a time that suits you. If you are based outside Spain, we can also organise a live video viewing so you can inspect the apartment and ask questions in real time before travelling.
What is the rental potential for this property?
Centro, Estepona benefits from strong year-round visitor numbers, and properties within 1 km of the beach in the town centre are well placed for short-term holiday rentals. You will need a tourist licence from the Junta de Andalucía to let on a short-term basis. We can introduce you to local rental management agents who can provide realistic occupancy and income estimates based on comparable properties.
What does the purchase process involve?
You will first need a Spanish NIE (tax identification number), which can be obtained at a local police station or through a Spanish consulate. Once you have agreed terms, a reservation contract and deposit secure the property. This is followed by the arras (private purchase contract), in which a further deposit — typically 10% of the purchase price — is paid. The transaction completes before a notary, at which point the remaining balance, taxes, and fees are settled and keys are handed over. We recommend appointing an independent Spanish solicitor to act on your behalf throughout.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Build Size
- 113 m²
- Energy Rating
- G
