First-Floor 2-Bedroom New-Build Apartment, Whater Gardens
Whater Gardens, Estepona · Malaga
2 Bed2 Bath151 m²Energy: G
Description
This 151 m2 new-build apartment sits on the first floor of a two-storey development in Whater Gardens, Estepona, and comes with 2 allocated underground parking spaces. The apartment has 2 bedrooms, 2 bathrooms, and full air conditioning throughout. The development delivers a notably wide amenity offer for a mid-rise complex, including an outdoor communal pool, an indoor heated pool, a spa, a fitness centre, a coworking space with soundproof booths, and 24-hour security.Whater Gardens occupies a position on the New Golden Mile between Estepona and Marbella. The development is approximately 1.2 km from El Saladillo beach, and Villa Padierna Golf Club is within easy reach for regular players. Málaga Airport is around 20 minutes by car, making Whater Gardens a practical choice for buyers who travel frequently or let the property during peak season.Community fees are currently listed at zero; buyers should confirm whether a service charge will apply once the development is fully operational. The IBI figure is not yet available for this unit, as the property has not yet received its rateable assessment. The energy rating is G. As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Reduced rates and local allowances may apply if you meet this region's conditions, for example age, large-family or disability status, or buying a primary residence, and this is worth checking before you finalise your budget.
Features
- New build
- Air conditioning
- Communal pool
- Indoor heated pool
- Lift
- Parking (2 spaces)
- Spa
- Communal fitness centre
- Coworking space
- Alarm system
- 24-hour security
- Energy rating G
Property Details
| Property Type | Apartment |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Built Area | 151 m² |
| Floor | 1 / 2 |
| Energy Certificate | G |
| Reference | 50117464-03 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Whater Gardens, Estepona · 36.4681, -5.0490
About Whater Gardens, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase taxes and costs apply to this property?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%, set by the Andalucía autonomous region. ITP does not apply to new builds. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800), and legal fees of around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet the region's conditions — for example age, large-family or disability status, or buying a primary residence — and it is worth checking these before you budget.
Can non-residents obtain a mortgage for this property?
Non-resident buyers can generally access Spanish mortgages, though lenders typically require a deposit of 30–40% of the purchase price. Current variable and fixed rates are broadly in the range of 3.5–4.5%, though your actual rate will depend on your lender, financial profile, and the mortgage product chosen. We recommend obtaining a mortgage agreement in principle before reserving.
What are the ongoing running costs?
Community fees are currently listed at zero; buyers should verify with the developer or management company whether a service charge will apply once the development reaches full occupancy. The annual IBI (council tax) figure is not yet available for this unit as it has not yet received its rateable assessment. Basura (waste collection) charges are also not yet confirmed. We advise budgeting conservatively until these figures are formalised.
Can I view the property remotely?
Yes. We offer video viewings for buyers who cannot travel to Estepona in person. These can be arranged at a time that suits you and cover the apartment, the communal areas, and the surrounding development. In-person viewings are also available by appointment.
Does this property have rental potential?
Whater Gardens is on the New Golden Mile between Estepona and Marbella, an area with consistent short-term rental demand during the summer months and increasing year-round interest. The development's amenities, including the indoor heated pool, spa, and fitness centre, support a higher-end rental offer. A tourist rental licence is required in Andalucía; your legal representative can advise on the application process and local regulations.
What does the purchase process involve?
You will first need a Spanish tax identification number (NIE), which your solicitor can obtain on your behalf. Once you have agreed the price, a reservation contract is signed and a holding deposit paid to take the property off the market. This is followed by a private purchase contract (arras or contrato de compraventa), at which point a further stage payment is typically made. The transaction completes before a notary, at which point the balance is paid and the title deed (escritura) is signed. Engaging an independent Spanish solicitor before any money changes hands is strongly recommended.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Build Size
- 151 m²
- Energy Rating
- G
