First-Floor New-Build 2-Bedroom Apartment, Whater Gardens
Whater Gardens, Estepona · Malaga
2 Bed2 Bath130 m²Energy: G
Description
This 131 m2 first-floor apartment sits within a development of just 14 homes in Whater Gardens, Estepona, occupying the first floor of a two-storey building. The apartment has 2 bedrooms, 2 bathrooms, underfloor heating throughout, home automation, an alarm system and video intercom. Two underground parking spaces are included in the purchase. The development is one of the smaller new-build schemes in Whater Gardens, completed to a specification that includes porcelain tile flooring, built-in wardrobes and a full air conditioning system.Whater Gardens is a residential area on Estepona's western edge, approximately 1 km from the coastline and around 20 minutes by road from Málaga AGP airport. The neighbourhood sits close to Estepona's old town, where Calle Real and the Plaza de las Flores provide everyday shopping, cafés and local restaurants. Playa de la Rada, one of the main beaches on the Estepona seafront, is reachable in a short drive, and the Paseo Marítimo runs along that stretch of coast for walking and cycling. Whater Gardens itself is a quiet, low-density area that has seen several new-build projects in recent years.Community fees are currently listed at zero for this property. IBI has not yet been assessed, as the property is a new build and the catastral reference is pending. The energy rating is G. Given the airport access and the proximity to Estepona's established tourist infrastructure, the apartment is suitable for short-term holiday letting, subject to obtaining the relevant Andalucía tourist licence.
Features
- New build
- Communal pool
- Lift
- Parking (2 spaces)
- Alarm system
- Underfloor heating
- Built-in wardrobes
- Home automation
- Video intercom
- Air conditioning
- Communal gardens
- Communal gym
Property Details
| Property Type | Apartment |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Built Area | 130 m² |
| Floor | 1 / 2 |
| Energy Certificate | G |
| Reference | 50117464-07 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Whater Gardens, Estepona · 36.4681, -5.0490
About Whater Gardens, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What are the purchase costs on top of the sale price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2% of the purchase price. ITP does not apply. In addition, allow roughly EUR 600–1,200 for notary fees, EUR 400–800 for land registry fees, and around 1% of the purchase price plus VAT for legal representation. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — so it is worth checking before you finalise your budget.
Can non-residents get a mortgage on this property?
Yes. Spanish lenders typically offer non-residents up to 60–70% loan-to-value on a purchase, meaning a deposit of 30–40% of the purchase price is usually required. Current variable and fixed mortgage rates in Spain run broadly between 3.5% and 4.5% depending on the lender and the applicant's profile. A mortgage broker with experience in cross-border lending can help you compare products before you make an offer.
What are the ongoing running costs?
Community fees for this apartment are currently listed at zero. The annual IBI (local property tax) has not yet been set, as the catastral reference is pending on this new-build property. Basura (refuse collection) charges have also not yet been assessed. Once the catastro reference is assigned following completion, the local authority will issue the first IBI demand, typically within one to two years of registration.
Can I view the property remotely before travelling to Spain?
Yes. We offer video viewings by appointment, either as a live guided call or as a pre-recorded walkthrough. Remote viewings cover the apartment layout, finishes, communal areas and parking. If you would like to proceed after a video viewing, we can also arrange an in-person visit to the development and the surrounding Whater Gardens neighbourhood.
Is this apartment suitable as a holiday rental investment?
Estepona is an active short-term rental market, and properties in the Whater Gardens area benefit from the town's year-round tourist season and proximity to the coast and golf courses. To let legally in Andalucía you must register with the regional government and obtain a tourist licence before advertising the property. Rental income, occupancy levels and net yields vary; we recommend consulting a local property manager for realistic projections rather than relying on headline figures.
What is the purchase process for buyers in Spain?
You will first need a Spanish NIE (tax identification number for foreigners), which you can obtain at a Spanish consulate or in person at a National Police station in Spain. Once you have agreed a price, a reservation deposit (typically EUR 3,000–6,000) takes the property off the market. This is followed by a private purchase contract (arras or contrato de compraventa), at which point a further deposit is usually paid, most commonly 10% of the purchase price. Completion takes place before a Spanish notary, who registers the transfer with the land registry. For new-build purchases it is advisable to instruct an independent solicitor before signing any developer documentation.
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Key Details
- Type
- apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Build Size
- 130 m²
- Energy Rating
- G
