New Build 3-Bedroom Apartment in Reserva del Higuerón, Fuengirola
Reserva del Higuerón, Fuengirola · Malaga
3 Bed2 Bath404 m²Energy: G
Description
This 3-bedroom apartment in Reserva del Higuerón sits on the 5th floor of a 5-storey building, covering 404 m2 of living space. Underfloor heating runs through the living areas. Reserva del Higuerón is a residential area within Fuengirola. The closest airport is 20 min (Málaga AGP). The price of EUR 1,950,000 works out to EUR 4,827 per square metre. The energy rating is G. The building has a lift. As a new build, buyers pay 10% IVA (VAT) instead of transfer tax. Residents share a communal swimming pool. A private solarium offers open-air relaxation.
Features
- Communal pool
- Near beach
- Solarium
- Lift
- Alarm system
- Panoramic views
- Underfloor heating
- Jacuzzi
- Gymnasium
- Security
- Home automation
Property Details
| Property Type | Apartment |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Built Area | 404 m² |
| Floor | 5 / 5 |
| Energy Certificate | G |
| Reference | 88294308-02 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Reserva del Higuerón, Fuengirola · 36.5755, -4.5970
About Reserva del Higuerón, Fuengirola
Reserva del Higueron is a luxury hillside development above Fuengirola, known for its panoramic sea and mountain views, gated security, and proximity to the Higueron Hotel, Spa, and Sports Club. The area attracts high-net-worth buyers seeking privacy and resort-style living while remaining just minutes from Fuengirola's beaches, train station, and the AP-7 motorway for quick access to Malaga and Marbella.
Frequently Asked Questions
What are the total purchase costs?
For this new build at EUR 1,950,000, you will pay 10% IVA (EUR 195,000), stamp duty of 1.5%, notary fees around EUR 1200, land registry approximately EUR 800, and legal fees of about EUR 23,595. Total estimated costs come to approximately EUR 249,845.
Can I get a mortgage?
Non-resident buyers can typically borrow up to 60-70% of the purchase price. For this apartment at EUR 1,950,000, a 60% mortgage would be EUR 1,170,000, requiring a deposit of EUR 780,000. At current variable rates around 4%, monthly repayments over 25 years would be approximately EUR 6176. Spanish banks require proof of income, tax returns, and a credit report from your home country.
What are the running costs?
Annual running costs for this apartment include: IBI property tax is estimated at EUR 500-900 per year; community fees are typically EUR 40-100 per month for apartments in Fuengirola; home insurance runs EUR 200-400 annually; utility bills (electricity, water, internet) average EUR 150-250 per month. Non-resident owners also pay annual income tax (IRNR) on a deemed rental value, typically EUR 300-600 per year for a property at this price level.
How can I arrange a viewing?
Contact Maya Kallio to arrange an in-person viewing of this apartment in Reserva del Higuerón. Video viewings are also available for overseas buyers who cannot visit immediately. Viewings can usually be arranged within 24-48 hours.
Is this a good rental investment?
Fuengirola has strong holiday rental demand, particularly from Northern European visitors during the winter months and Spanish tourists in summer. A 3-bedroom apartment in Reserva del Higuerón can attract bookings year-round. You will need a tourist licence from the regional government. Note that rental income is subject to Spanish tax for non-residents.
What is the buying process in Spain?
The Spanish buying process starts with obtaining an NIE (foreigner identification number). After agreeing a price, you sign a reservation contract with a deposit (typically EUR 3,000-6,000). The next step is the arras contract, where you pay 10% of the price. Completion takes place at a notary, where the escritura (title deed) is signed and the balance paid. The whole process typically takes 6-10 weeks from reservation to completion.
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Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Build Size
- 404 m²
- Energy Rating
- G
