Ground-Floor 3-Bedroom New-Build Apartment, Lo Cea
Lo Cea, Rincón de la Victoria · Malaga
3 Bed2 Bath118 m²Energy: A–B
Description
A ground-floor apartment within an 11-home new-build development in Lo Cea, this 110 m2 property offers 3 bedrooms, 2 bathrooms and a private garden, distinguishing it from the upper-floor units in the same complex. The development includes a communal pool, landscaped gardens, a gym and a communal solarium. All homes include a private garage space and built-in wardrobes. Floors are finished in porcelain tiles throughout, and a video intercom system is fitted. Lo Cea sits within Rincón de la Victoria, a coastal town approximately 12 km east of Málaga city. The development is located around 3 km from the coastline, with Playa de Rincón de la Victoria and the Paseo Marítimo accessible via the MA-24 coastal road. The town centre offers a weekly market, independent shops and a range of restaurants along Avenida del Mediterráneo. Lo Cea itself is a quieter residential pocket of Rincón de la Victoria, set back from the main seafront strip.Community fees are currently set at EUR 0 per month; buyers should confirm ongoing fee levels with the developer before exchange. IBI figures are not yet available for this new-build property. Málaga Airport is approximately 20 minutes by road. The development is one of a small number of new-build projects in Lo Cea, which may appeal to buyers looking at the area as a primary residence or holiday property in the Rincón de la Victoria municipality.
Features
- Communal pool
- Communal gym
- Communal solarium
- Landscaped communal gardens
- Private garden
- Private garage
- Lift
- Built-in wardrobes
- Porcelain tile flooring
- Video intercom
- New build
- 3 bedrooms
- 2 bathrooms
Property Details
| Property Type | Apartment |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Built Area | 118 m² |
| Floor | 0 |
| Energy Certificate | A–B |
| Reference | 39524867-01 |
Energy Performance Certificate
New-build homes in Spain must meet the minimum energy performance set by the Código Técnico de la Edificación, so a completed new-build is normally rated A or B. The official certificate is issued on completion.
ARegulatory minimum
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G
> 240kWh/m²Expected rating
A–B
In process
From 1 January 2030, every new building in the EU must be a zero-emission building.
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Lo Cea, Rincón de la Victoria · 36.7352, -4.2586
About Lo Cea, Rincón de la Victoria
Rincón De La Victoria is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase taxes and costs apply to this property?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Both rates are set by the autonomous region of Andalucía. On top of taxes, allow roughly EUR 600–1,200 for the notary, EUR 400–800 for land registry and around 1% of the purchase price plus VAT for legal fees. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — worth checking before you budget.
Can I get a mortgage as a non-resident buyer?
Spanish banks typically lend non-residents up to 60–70% of the purchase price, so you would usually need a deposit of 30–40%. Current variable and fixed mortgage rates in Spain are broadly in the 3.5–4.5% range, though your individual rate will depend on your lender and financial profile. It is advisable to obtain an agreement in principle before committing to a reservation.
What are the ongoing running costs?
Community fees are currently stated as EUR 0 per month; confirm the final figure with the developer as these may be set once the community is established. IBI (annual council tax) and basura (refuse collection) figures are not yet available for this new-build property — the developer or your solicitor can advise on expected amounts once the property is registered.
Can I arrange a viewing remotely?
Yes. In-person viewings of the show apartment or completed units can be arranged with an OceanHome agent. Video viewings are also available if you cannot travel to Rincón de la Victoria, and we can walk you through the development, floor plan and specification via a live video call.
Does this property have rental potential?
Rincón de la Victoria attracts both domestic and international visitors during the summer months. Ground-floor units with private gardens can be attractive to families for short-term lets. You would need to apply for a tourist rental licence from the Junta de Andalucía before listing the property commercially. Speak to a local property manager for realistic occupancy and income estimates specific to Lo Cea.
What does the purchase process involve?
First, you will need a Spanish NIE (foreigner identification number), which your solicitor can obtain on your behalf. Once you have agreed to proceed, you pay a reservation fee to take the property off the market. This is followed by a private purchase contract (arras), at which point a further deposit — commonly 10% of the purchase price — is paid. The balance is settled at the notary on completion, when the title deed (escritura) is signed and ownership is formally transferred. Using an independent solicitor throughout the process is strongly recommended.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Build Size
- 118 m²
- Energy Rating
- A–B
