Top-Floor 3-Bedroom Penthouse in Lo Cea, Rincón De La Victoria
Lo Cea, Rincón de la Victoria · Malaga
3 Bed2 Bath111 m²Energy: A–B
Description
Positioned on the second floor of a new-build development in Lo Cea, this 111 m2 penthouse offers 3 bedrooms and 2 bathrooms across a compact, well-planned layout. The property comes with a 10-year structural guarantee and is finished to a contemporary standard throughout. A private terrace extends the living space, and the building is served by a lift.Lo Cea sits within the municipality of Rincón De La Victoria, a coastal town approximately 12 km east of Málaga city centre along the MA-24 coast road. The Lo Cea area provides access to the local beach, and everyday amenities including supermarkets and restaurants are available along Avenida del Mediterráneo. Málaga-Costa del Sol Airport (AGP) is around 20 minutes by car.Community fees are currently set at EUR 0, though buyers should confirm this with the developer prior to completion. IBI has not yet been assigned to this new-build property. The energy performance certificate is rated G. This is a new-build purchase in Lo Cea, which means IVA (VAT) applies at 10% of the purchase price plus AJD stamp duty at 1.2% of the purchase price, set by the autonomous region of Andalucía. ITP does not apply. Reduced rates and local allowances may apply if you meet this region's conditions, for example age, large-family or disability status, or buying a primary residence, and this is worth checking before you budget.
Features
- New build
- Second-floor position
- 3 bedrooms
- 2 bathrooms
- Communal pool
- Solarium
- Lift
- Private terrace
- 10-year structural guarantee
- Built-in wardrobes
- Energy rating G
Property Details
| Property Type | Penthouse |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Built Area | 111 m² |
| Floor | 2 |
| Energy Certificate | A–B |
| Reference | 39524867-03 |
Energy Performance Certificate
New-build homes in Spain must meet the minimum energy performance set by the Código Técnico de la Edificación, so a completed new-build is normally rated A or B. The official certificate is issued on completion.
ARegulatory minimum
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G
> 240kWh/m²Expected rating
A–B
In process
From 1 January 2030, every new building in the EU must be a zero-emission building.
Distances & Nearby
- airport
- 20 min (Málaga AGP)
✈️
Location
Lo Cea, Rincón de la Victoria · 36.7352, -4.2586
About Lo Cea, Rincón de la Victoria
Rincón De La Victoria is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase taxes and costs apply to this property?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2% of the purchase price. ITP does not apply. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800), and legal fees of around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — and it is worth checking this before you finalise your budget.
Can non-residents get a mortgage on this property?
Spanish lenders typically offer non-residents up to 60–70% loan-to-value on a property purchase, meaning a deposit of 30–40% of the purchase price is usually required. Current variable and fixed mortgage rates from Spanish banks generally range between 3.5% and 4.5%, though the rate offered will depend on your financial profile and the lender. A mortgage broker familiar with the Spanish market can help you compare options.
What are the ongoing running costs for this penthouse?
Community fees are currently listed at EUR 0; buyers should confirm this figure with the developer before exchange, as charges may be set once the development is handed over. The annual IBI (local property tax) has not yet been assigned to this new-build property and should be clarified with the developer or local catastro office prior to purchase. Utility costs will depend on usage.
How can I arrange a viewing?
Viewings can be arranged in person at the Lo Cea development or remotely via a live video tour. Contact the OceanHome team to book a time that suits you, and we can also provide an accompanied visit with one of our local agents.
Does this property have rental potential?
Rincón De La Victoria is a coastal municipality with steady visitor demand, particularly during the summer months, and properties in Lo Cea may be suitable for short-term holiday lets. Rental licensing requirements in Andalucía apply, and you will need to register the property with the Junta de Andalucía before letting it. Speak to a local property manager for realistic occupancy and income estimates specific to this area.
What does the purchase process involve in Spain?
You will first need an NIE (Número de Identificación de Extranjero), which is your Spanish tax identification number and is required for any property transaction. Once you have agreed terms, a reservation deposit is typically paid to take the property off the market, followed by a private purchase contract (arras or contrato de compraventa) in which a further deposit is usually exchanged. The transaction is completed before a Spanish notary, at which point the balance of the purchase price is paid and the title deed (escritura) is signed. A Spanish solicitor is strongly recommended throughout the process.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- penthouse
- Bedrooms
- 3
- Bathrooms
- 2
- Build Size
- 111 m²
- Energy Rating
- A–B
