First-Floor 2-Bedroom New-Build in Caleta de Vélez, Vélez-Málaga
Caleta de Vélez, Vélez-Málaga · Malaga
2 Bed2 Bath78 m²Energy: A–B
Description
A first-floor apartment in a new-build development in Caleta de Vélez, covering 78 m2 across 2 bedrooms and 2 bathrooms, with two allocated parking spaces included in the sale. The building has lift access and a communal pool. Caleta de Vélez sits on the eastern edge of the Costa del Sol, approximately 20 minutes from Málaga AGP airport. The neighbourhood is centred around its working fishing harbour, Caleta de Vélez marina, and the adjacent sandy beach of Torre del Mar, which runs along the N-340A coastal road. Local shops, restaurants and a weekly market are within the Caleta de Vélez area, making it a practical base for both permanent residents and those visiting regularly.Community fees are currently set at zero, though buyers should confirm the final figure with the developer before exchange. IBI has not yet been assessed for this new-build property; the agent can advise on the expected annual rate once the catastral reference is assigned. With Málaga AGP 20 minutes away and Torre del Mar beach on the doorstep, Caleta de Vélez draws consistent year-round interest from both owner-occupiers and holiday-let investors.
Features
- New build
- Communal pool
- Lift
- Two parking spaces
- First floor
- Air conditioning
- Double glazing
- Built-in wardrobes
Property Details
| Property Type | Apartment |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Built Area | 78 m² |
| Floor | 1 |
| Energy Certificate | A–B |
| Reference | 10480301-02 |
Energy Performance Certificate
New-build homes in Spain must meet the minimum energy performance set by the Código Técnico de la Edificación, so a completed new-build is normally rated A or B. The official certificate is issued on completion.
ARegulatory minimum
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G
> 240kWh/m²Expected rating
A–B
In process
From 1 January 2030, every new building in the EU must be a zero-emission building.
Distances & Nearby
- airport
- 20 min (Málaga AGP)
✈️
Location
Caleta de Vélez, Vélez-Málaga · 36.7593, -4.0679
About Caleta de Vélez, Vélez-Málaga
Vélez - Málaga is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase taxes and costs apply to this property?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Both IVA and AJD rates are set by the autonomous region of Andalucía. In addition, budget for notary fees of approximately EUR 600–1,200, land registry fees of EUR 400–800, and legal fees of around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions (for example age, large-family or disability status, or buying a primary residence) — worth checking before you budget.
Can I get a mortgage on this property as a non-resident?
Spanish lenders typically offer non-residents a loan-to-value of 60–70%, meaning a deposit of 30–40% of the purchase price is usually required. Variable and fixed mortgage rates have generally been in the range of 3.5–4.5% in recent months, though individual offers vary by lender and applicant profile. Speak to a mortgage broker who works with Spanish banks before making an offer.
What are the ongoing running costs?
Community fees are currently set at zero; buyers should verify the final service-charge budget with the developer prior to completion. IBI (annual council tax) has not yet been assessed for this new-build; the agent can provide an estimate once the catastral reference is registered. Refuse collection (basura) charges are set by the local municipality and will apply once the property is occupied.
Can I view the property remotely before travelling to Spain?
Yes. We can arrange a live video viewing via WhatsApp, FaceTime or Zoom at a time that suits you. For new-build developments we can also share show-home footage and the developer's floor plans. In-person viewings in Caleta de Vélez can be arranged with advance notice.
Is this property suitable for holiday letting?
Caleta de Vélez and the adjacent Torre del Mar seafront attract visitors throughout the year, with demand peaking in summer. New-build apartments with parking and a communal pool are well positioned for the short-stay rental market. You will need to apply for a Vivienda con Fines Turísticos licence from the Junta de Andalucía before letting legally. The agent can point you to specialists who handle licensing for this area.
What does the purchase process look like?
You will first need a Spanish tax identification number (NIE), which can be obtained via a Spanish consulate or in person in Spain, often with a solicitor's help. Once you have agreed terms, a reservation fee takes the property off the market. This is followed by a private purchase contract (arras or contrato de compraventa), at which point typically 10% of the purchase price is paid. For a new build, stage payments may apply during construction. Completion takes place before a notary, at which point the remaining balance is transferred and ownership is registered.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Build Size
- 78 m²
- Energy Rating
- A–B
