Ground-Floor 3-Bedroom Apartment in Hornillo, Águilas
Hornillo, Águilas · Murcia
3 Bed2 Bath110 m²Built 2009Energy: G
Description
This 110 m2 ground-floor apartment in Hornillo, Águilas, sits within a 2-storey complex built in 2009 and includes 3 bedrooms, 2 bathrooms, a terrace, and a private storage room. The building is served by a lift and has on-site security, making it practical for year-round or holiday use. Air conditioning is installed throughout and all bedrooms feature built-in wardrobes. The complex also has a communal pool, solarium, and gymnasium, along with dedicated parking.Hornillo is one of Águilas's most recognised coastal districts, positioned close to Playa del Hornillo and the small harbour that gives the area its character. The local seafront promenade runs within easy walking distance, and the shops and restaurants of Calle Antonio Cánovas del Castillo are accessible on foot. Águilas town centre, with its covered market and rail connections, is roughly 10 minutes away by car. The nearest international airport is Murcia Region Airport, approximately 45 minutes by road.At EUR 450,000 for 110 m2, the price per square metre works out to approximately EUR 4,091. Estimated community fees are EUR 100 per month and annual IBI is estimated at EUR 630. The energy rating is G. As a new-build transaction, purchase tax applies at IVA 10% rather than ITP, adding approximately EUR 45,000 in tax alone. Total acquisition costs including notary, registry, and legal fees typically reach 13 to 15% of the purchase price in Murcia. Hornillo's proximity to the beach makes it suitable for short-term tourist lets under Murcia's holiday rental licensing framework.
Features
Communal pool
Solarium
Gymnasium
Sea views
Near beach
Terrace
Air conditioning
Built-in wardrobes
Parking
Storage room
Lift
Security
Property Details
Property Type
Apartment
Bedrooms
3
Bathrooms
2
Built Area
110 m²
Floor
0 / 2
Year Built
2009
Energy Certificate
G
Reference
41094756-16
Distances & Nearby
✈️
airport
20 min (Málaga AGP)
Location
Hornillo, Águilas · 37.4138, -1.5490
About Hornillo, Águilas
Hornillo is a coastal district of Águilas in the Murcia region, situated around Playa del Hornillo and the small fishing harbour of the same name. The neighbourhood has a mixed character, attracting both permanent residents and summer visitors, with a walkable seafront promenade and a selection of restaurants and small shops within the immediate area. Property in Hornillo consists predominantly of low-rise apartment complexes built from the 1990s onwards. Águilas town centre and its covered market are around 10 minutes by car, and Murcia Region Airport is approximately 45 minutes away by road.
As this is a new-build property, VAT (IVA) applies at 10% rather than transfer tax (ITP). On a purchase price of EUR 450,000, that is EUR 45,000 in IVA. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (EUR 400–800), and legal fees of approximately 1% plus VAT (around EUR 4,500–5,400). Total acquisition costs in Murcia for a new build typically fall between 13% and 15% of the purchase price.
Can I get a mortgage as a non-resident buyer?
Non-resident buyers in Spain can generally access mortgages of up to 60–70% of the purchase price, meaning a deposit of 30–40% is usually required. On EUR 450,000, that equates to a minimum deposit of approximately EUR 135,000–180,000. Current variable and fixed mortgage rates from Spanish lenders range broadly between 3.5% and 4.5%, though individual terms depend on your financial profile and the lender. We recommend speaking with an independent mortgage broker with experience in cross-border Spanish property finance.
What are the ongoing running costs?
Community fees are estimated at EUR 100 per month (EUR 1,200 per year), covering maintenance of communal areas, the pool, gym, and security. Annual IBI (local property tax) is estimated at EUR 630. Please note that both figures are estimates; final amounts should be confirmed prior to completion. Basura (refuse collection) charges have not been provided and should also be verified with the town hall.
Can I view the property remotely?
Yes. We offer video viewings for buyers who are unable to travel to Águilas immediately. A member of our team can conduct a live video walkthrough of the apartment and communal areas at a time that suits you. In-person viewings can also be arranged with advance notice.
Is this apartment suitable for holiday rental?
Hornillo is a recognised tourist area in Águilas, and properties here can qualify for short-term holiday rental licences under Murcia's regional regulations. To let legally, you will need to obtain a tourist rental licence from the Región de Murcia and meet specific habitability and safety requirements. Demand in Águilas is concentrated in the summer months, with the beach and harbour attracting domestic and international visitors. We recommend speaking with a local property manager for realistic occupancy expectations.
What steps are involved in buying this property?
The process begins with obtaining a Spanish NIE (tax identification number), which is required for any property purchase. Once you have agreed the price, a reservation contract is signed and a holding deposit of typically EUR 3,000–6,000 is paid to take the property off the market. This is followed by a private purchase contract (contrato de arras), at which point around 10% of the purchase price is exchanged. Completion takes place before a Spanish notary, at which point the remaining balance and all taxes and fees are paid, and the title deeds (escritura) are signed. We recommend instructing an independent Spanish solicitor to represent your interests throughout.