First-Floor 2-Bedroom Apartment in Arroyo Enmedio, Estepona
Arroyo Enmedio, Estepona · Malaga
3 Bed2 Bath113 m²Energy: G
Description
At 105m2, this first-floor apartment is part of a new-build development of three storeys in Arroyo Enmedio, Estepona. The apartment has 2 bedrooms, 2 bathrooms, and is located on floor 1 of 3. Two allocated underground parking spaces are included, and the building has a lift. Air conditioning and double glazing are fitted throughout.Arroyo Enmedio sits in the western stretch of Estepona's municipality, between the town centre and the newer residential corridors spreading towards Marbella. The area is well connected by the A-7 coastal road, placing Málaga's AGP airport around 20 minutes away by car. For day-to-day amenities, Estepona's covered market on Calle Tierra, the pedestrianised old town streets, and the Playa de la Rada seafront promenade are all a short drive from Arroyo Enmedio.Community fees are currently set at no charge. IBI and basura figures are not yet available for this new-build development; the agent can provide estimates on request. The property holds an energy rating of G. Arroyo Enmedio's proximity to Estepona's golf corridor and the coast makes it a practical choice for buyers considering short-term rental potential, subject to local licensing requirements.
Features
- New build
- First floor
- 2 bedrooms
- 2 bathrooms
- 105m2 build area
- 2 parking spaces
- Communal pool
- Lift
- Air conditioning
- Double glazing
Property Details
| Property Type | Apartment |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Built Area | 113 m² |
| Floor | 0 / 3 |
| Energy Certificate | G |
| Reference | 28625956-01 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Arroyo Enmedio, Estepona · 36.4070, -5.1948
About Arroyo Enmedio, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What are the purchase costs on top of the sale price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. On top of taxes, allow roughly EUR 600–1,200 for notary fees, EUR 400–800 for land registry fees, and around 1% of the purchase price plus VAT for a solicitor. Reduced rates and local allowances may apply if you meet this region's conditions (for example age, large-family or disability status, or buying a primary residence) — worth checking before you budget.
Can non-residents get a mortgage on this property?
Spanish banks typically lend non-residents up to 60–70% of the purchase price or valuation (whichever is lower), so you should budget for a deposit of 30–40%. Current variable and fixed mortgage rates for non-residents generally fall in the 3.5–4.5% range, though individual offers vary by lender and applicant profile.
What are the ongoing running costs?
Community fees are currently set at no charge. IBI (council tax) and basura (waste collection) figures are not yet confirmed for this new-build development; please ask the agent for current estimates. Budget separately for utilities such as electricity and water, which will depend on your usage.
Can I view the property remotely?
Yes. In addition to in-person appointments, video viewings can be arranged at a time that suits you. Contact the OceanHome team to schedule either option.
Is this apartment suitable as a rental investment?
Arroyo Enmedio is within the Estepona municipality, which attracts strong tourist demand along the Costa del Sol. Short-term holiday lets are subject to Andalucía's tourist rental licensing requirements, and rental income potential will depend on occupancy levels and the licence being granted. The agent can provide guidance on the process.
What does the purchase process involve?
First, you will need a Spanish NIE (tax identification number), which can be obtained at a Spanish consulate or in Spain. Once you have agreed terms, you pay a reservation fee to take the property off the market, followed by a private purchase contract (arras) where typically 10% of the price is paid. The remaining balance is paid at the notary on the day of completion, when the title deed (escritura) is signed and ownership is transferred. Using an independent Spanish solicitor throughout is strongly recommended.

Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Build Size
- 113 m²
- Energy Rating
- G


