First-Floor 2-Bedroom New-Build Apartment, Arroyo Enmedio
Arroyo Enmedio, Estepona · Malaga
2 Bed2 Bath95 m²Energy: G
Description
A first-floor apartment within a three-storey new-build development of 58 homes in Arroyo Enmedio, this 95 m2 property offers 2 bedrooms, 2 bathrooms and sea views from within the development. The unit comes with 2 allocated underground parking spaces and a lift serves all floors. Interiors feature porcelain tile flooring in the living areas, laminate flooring in the bedrooms, integrated kitchen appliances and built-in wardrobes throughout. Air conditioning is included as standard.Arroyo Enmedio sits to the west of Estepona town centre, a residential area connecting to the N-340 coastal road and approximately 1 km from the shoreline. The wider Estepona seafront, including Playa de la Rada and the Paseo Marítimo, is accessible within a short drive. The old town, with its Plaza de las Flores and weekly street market, is roughly 10 minutes by car. Málaga Airport is 20 minutes away, giving Arroyo Enmedio practical access to international routes.Community fees are currently recorded at zero, though buyers should confirm the final figure with the developer prior to completion. IBI has not yet been assessed for this new-build property. The apartment carries an energy rating of G. As a new-build property in Andalucía, the purchase attracts IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%, and ITP does not apply. The development's coastal location and proximity to Estepona's amenities give it appeal for both owner-occupation and longer-term rental.
Features
- Communal pool
- Lift
- Parking (2 spaces)
- Air conditioning
- Integrated kitchen appliances
- Porcelain tile flooring
- Laminate flooring
- Built-in wardrobes
- 2 bathrooms
- First-floor apartment
- New build
- Sea views (development)
Property Details
| Property Type | Apartment |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Built Area | 95 m² |
| Floor | 1 / 3 |
| Energy Certificate | G |
| Reference | 28625956-02 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Arroyo Enmedio, Estepona · 36.4070, -5.1948
About Arroyo Enmedio, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase taxes and costs apply to this apartment?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. On top of tax, allow roughly EUR 600–1,200 for the notary, EUR 400–800 for the land registry and around 1% of the purchase price plus VAT for legal fees. Reduced rates and local allowances may apply if you meet the region's conditions — for example age, large-family or disability status, or buying a primary residence — so it is worth checking before you finalise your budget.
Can non-residents get a mortgage on this property?
Spanish lenders typically offer non-residents a loan-to-value of 60–70%, meaning a deposit of 30–40% of the purchase price is usually required. Current variable and fixed rates broadly range from 3.5% to 4.5%, though individual offers vary by lender and applicant profile. We can introduce you to independent mortgage brokers familiar with cross-border financing.
What are the ongoing running costs?
Community fees are currently recorded as zero. Buyers should confirm the finalised figure with the developer before completion, as this is a new-build development. The annual IBI (council tax) has not yet been assessed and will be confirmed once the property is registered with the Catastro. No basura (rubbish collection) figure has been provided at this stage.
Can I view the apartment remotely?
Yes. Video viewings are available on request, allowing you to tour the show unit and the development's common areas via a live or recorded walkthrough. In-person visits to the development in Arroyo Enmedio can be arranged at times to suit you. Contact the OceanHome team to book either option.
Is this apartment suitable as a rental investment?
Estepona's position on the Costa del Sol means demand from both short-term holiday visitors and longer-term residential tenants is consistent throughout the year. Arroyo Enmedio's proximity to the beach and the town centre supports rental appeal. A tourist rental licence will be required for short-term lets; we recommend taking local legal advice on the current licensing process in Andalucía before proceeding.
What steps are involved in buying this property?
You will first need a Spanish tax identification number (NIE), which can be obtained in person at a Spanish consulate or police station in Spain. Once you have agreed terms, a reservation contract secures the property, followed by a private purchase contract (arras) where typically 10% is paid. The balance is settled at the notary on the completion date, when ownership transfers formally. Using an independent Spanish solicitor throughout the process is strongly recommended.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Build Size
- 95 m²
- Energy Rating
- G
