First-Floor New-Build 2-Bedroom Apartment, Arroyo Enmedio, Estepona
Arroyo Enmedio, Estepona · Malaga
3 Bed2 Bath146 m²Energy: G
Description
One of 29 units in a new-build development in Arroyo Enmedio, this first-floor apartment measures 104m2 and offers 2 bedrooms and 2 bathrooms. The kitchen comes fully fitted with integrated appliances, and all rooms benefit from underfloor heating and air conditioning. Built-in wardrobes are included in both bedrooms, and a private underground garage space is allocated to this unit. The development sits on the first floor of a low-rise building served by a lift.Arroyo Enmedio is a residential area within Estepona, positioned along the western Costa del Sol roughly 20 minutes by car from Málaga Airport (AGP). The neighbourhood connects easily to the N-340 coastal road and is within reach of Estepona's town centre, the Paseo Marítimo promenade along Playa de la Rada, and the weekly Thursday market on Avenida Juan Carlos I. Day-to-day amenities including supermarkets, pharmacies and schools are spread across Arroyo Enmedio and the adjoining districts.Community fees are currently set at zero for this development. IBI and basura figures are not yet available from the municipality, as the development is new build. The energy performance certificate is rated G. Arroyo Enmedio's position within Estepona's established tourist zone means the area supports short-term holiday rental activity, subject to the applicable Andalucía licensing requirements.Communal areas include a landscaped garden, a swimming pool and a fully equipped gym. Ground-floor units in the same development have private gardens, and penthouse units include a solarium terrace, making this a mixed-format scheme of 29 homes across several typologies.
Features
- Communal pool
- Communal gym
- Lift
- Private garage
- Built-in wardrobes
- Underfloor heating
- Integrated kitchen appliances
- Air conditioning
- Landscaped communal gardens
- First-floor position
- New build
Property Details
| Property Type | Apartment |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Built Area | 146 m² |
| Floor | 0 / 2 |
| Energy Certificate | G |
| Reference | 32258343-04 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Arroyo Enmedio, Estepona · 36.4060, -5.1937
About Arroyo Enmedio, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase costs should I budget for on top of the asking price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2% of the purchase price. ITP does not apply. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800), and solicitor fees of around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — so it is worth checking before you finalise your budget.
Can I get a Spanish mortgage as a non-resident?
Non-resident buyers can typically access Spanish mortgage financing, though lenders generally require a deposit of 30–40% of the purchase price. Variable and fixed rates currently range from approximately 3.5% to 4.5%, depending on the lender and your financial profile. We can refer you to independent mortgage brokers with experience in non-resident applications.
What are the ongoing running costs for this apartment?
Community fees are currently set at zero for this development, though this may be reviewed once the development is fully occupied. IBI (council tax) and basura (rubbish collection) annual charges are not yet available, as the catastral reference has not been assigned to this new-build property. We will provide these figures as soon as they are confirmed by the municipality.
Can I view this apartment remotely before travelling to Estepona?
Yes. We offer video viewings via WhatsApp or video call for buyers who are not yet in Spain. We can walk through the show unit, the communal areas, the garage, and the wider Arroyo Enmedio location. Contact us to arrange a time that suits you, and we can follow up with floor plans and the site plan by email.
Is this apartment suitable for holiday rental?
Arroyo Enmedio falls within Estepona's established tourist belt on the western Costa del Sol, and new-build apartments in the area are used for short-term holiday lettings. To let legally you must obtain a Vivienda con Fines Turísticos (VFT) licence from the Junta de Andalucía and register the property in the regional tourism database. We recommend taking independent legal advice on licensing before purchase if rental income is part of your plan.
What does the purchase process involve?
You will first need a Spanish tax identification number (NIE), which can be obtained in Spain or through a Spanish consulate in your home country. Once you have agreed terms, a reservation contract and deposit secure the property and take it off the market. This is typically followed by a private purchase contract (arras or contrato de compraventa) with a further stage payment. Completion takes place before a Spanish notary, who registers the title with the Land Registry. We work with English-speaking lawyers in Estepona who can guide you through each stage.
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Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Build Size
- 146 m²
- Energy Rating
- G
