Ground-Floor 2-Bedroom New-Build Apartment, Arroyo Enmedio, Estepona
Arroyo Enmedio, Estepona · Malaga
2 Bed2 Bath105 m²Energy: G
Description
Set on the ground floor of a 45-unit residential development in Arroyo Enmedio, this 2-bedroom apartment covers 105 m2 of internal space and includes a private terrace. The development comprises apartments, ground-floor units and penthouses across a low-rise layout. Each apartment is fitted with underfloor heating, air conditioning and a kitchen equipped with appliances. Built-in wardrobes are included in both bedrooms, and there are 2 full bathrooms.Arroyo Enmedio lies in the western stretch of Estepona, within easy reach of the N-340 coastal road. The development sits approximately 1 km from the coastline, placing the beaches along Estepona's Paseo Marítimo within a short drive. Estepona town centre, including the market on Calle Terraza and the old town around Plaza de las Flores, is under 10 minutes by car. Málaga Airport is 20 minutes away.Community fees are currently set at zero for this development. IBI has not yet been assessed for this new-build unit. The energy rating is G. Arroyo Enmedio attracts both owner-occupiers and buyers seeking a Costa del Sol base, given its position between Estepona town and the established amenities along the Marbella road.
Features
- New build
- Ground floor
- 2 bedrooms
- 2 bathrooms
- 105 m2 build
- Private terrace
- Underfloor heating
- Air conditioning
- Built-in wardrobes
- Fitted kitchen with appliances
- Communal pool
- Communal gardens
- Lift
- Parking
Property Details
| Property Type | Apartment |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Built Area | 105 m² |
| Floor | 0 |
| Energy Certificate | G |
| Reference | 32258343-11 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Arroyo Enmedio, Estepona · 36.4060, -5.1937
About Arroyo Enmedio, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase costs should I budget for on top of the asking price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2% of the purchase price. ITP does not apply. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800) and legal fees at around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — so it is worth checking before you finalise your budget.
Can I get a mortgage as a non-resident buyer?
Non-resident buyers can generally obtain a mortgage in Spain, though lenders typically require a deposit of 30–40% of the purchase price. Current variable and fixed rates from Spanish lenders range from approximately 3.5% to 4.5%. We recommend speaking with an independent mortgage broker familiar with the Spanish market before you proceed.
What are the ongoing running costs for this apartment?
Community fees are currently zero for this development. IBI (annual property tax) has not yet been assessed for this unit, as it is a new build, so no figure is available at this stage. Basura (refuse collection) charges have not been confirmed. We recommend budgeting for both once rates are set by the local authority.
Can I arrange a viewing remotely before travelling to Spain?
Yes. We offer video viewings for buyers who cannot travel at short notice. Our agents can walk you through the apartment and the communal areas live via video call, or provide a recorded tour of the show unit. Contact us to arrange either option at a time that suits you.
Is this apartment suitable as a rental investment?
Arroyo Enmedio's proximity to Estepona town, the coast and Málaga Airport means there is demand for both short-term holiday lets and longer-term residential rentals. A tourist licence would be required for short-term letting in Andalucía. We can connect you with a local property management company for up-to-date rental market information specific to this area.
What does the purchase process involve?
You will first need an NIE (Número de Identificación de Extranjero), which is required for any property transaction in Spain. Once you have agreed terms, a reservation contract is signed and a reservation deposit paid to take the property off the market. This is followed by a private purchase contract (arras or contrato de compraventa), at which point a further deposit — typically 10% of the purchase price — is paid. The transaction completes before a notary, at which point the balance is transferred and the keys are handed over. We recommend instructing an independent Spanish solicitor throughout the process.

Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Build Size
- 105 m²
- Energy Rating
- G


