Ground-Floor 3-Bedroom New-Build Apartment, Arroyo Vaquero, Estepona
Arroyo Vaquero, Estepona · Malaga
3 Bed2 Bath91 m²Energy: G
Description
Covering 91 m2 on the ground floor of a two-storey development of just 14 homes in Arroyo Vaquero, this 3-bedroom, 2-bathroom apartment is a new-build property with two allocated parking spaces and a private garage. The development sits approximately 1 km from the sea, with several units offering sea views. Porcelain tile floors run throughout, and each room is fitted with electric shutters and built-in wardrobes. High-specification appliances are included as standard.Arroyo Vaquero is a quiet residential area on Estepona's western edge, lying between the N-340 coastal road and the hills above the Costa del Sol. The neighbourhood is within a short drive of Estepona's old town, Calle Terraza and the Paseo Marítimo, which runs along Playa de la Rada. Málaga Airport is approximately 20 minutes away by car, making the location practical for frequent travellers or buyers considering the property as a holiday base.Community fees are currently zero, and the IBI figure is not yet available for this new-build property. The energy rating is G. The development's small scale of 14 homes keeps the communal pool and garden areas manageable, and a video intercom system is installed at the entrance to each home.
Features
- Ground floor
- New build
- Communal pool
- Parking (2 spaces)
- Private garage
- Private terrace
- Built-in wardrobes
- Porcelain tile floors
- Electric shutters
- Video intercom
- High-specification appliances
Property Details
| Property Type | Apartment |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Built Area | 91 m² |
| Floor | 0 / 2 |
| Energy Certificate | G |
| Reference | 83437704-01 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Arroyo Vaquero, Estepona · 36.4077, -5.1909
About Arroyo Vaquero, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What are the purchase costs for this new-build apartment in Arroyo Vaquero?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Reduced rates and local allowances may apply if you meet this region's conditions (for example age, large-family or disability status, or buying a primary residence) — worth checking before you budget. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800), and legal fees of around 1% of the purchase price plus VAT.
Can non-residents get a mortgage on this property?
Spanish lenders typically offer non-residents up to 60–70% of the purchase price, meaning a deposit of 30–40% is usually required. Current variable and fixed mortgage rates in Spain range broadly between 3.5% and 4.5% depending on the lender and your financial profile. We recommend obtaining a mortgage agreement in principle before reserving.
What are the ongoing running costs?
Community fees are currently zero for this development. The annual IBI (council tax) figure is not yet available for this new-build property. Basura (refuse collection) charges are also not yet confirmed. We recommend budgeting for utilities and home insurance separately.
Can I arrange a viewing remotely?
Yes. We offer video viewings via WhatsApp or video call for buyers who cannot travel to Arroyo Vaquero immediately. Contact us to schedule a live walkthrough of the apartment and the communal areas. In-person viewings are available by appointment.
Is this apartment suitable as a rental investment?
Estepona, including the Arroyo Vaquero area, attracts both short-term holiday visitors and longer-term residents, which means demand for rental properties exists across both markets. New-build apartments in this coastal area of Málaga province tend to appeal to holidaymakers during summer months and remote workers or retirees outside peak season. You would need a tourist licence from the Junta de Andalucía to let the property on a short-term basis. Speak to our team for more detail on the local rental market.
What is the purchase process for buying this apartment?
You will first need a Spanish NIE (Número de Identificación de Extranjero), which is required for any property purchase in Spain. The process typically begins with a reservation agreement and a holding deposit, followed by a private purchase contract (arras or contrato de compraventa) under which a further deposit — usually 10% of the purchase price — is paid. The balance is paid on the day of completion before a Spanish notary, at which point ownership transfers and the deeds are signed. We recommend appointing an independent Spanish solicitor to handle due diligence throughout.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Build Size
- 91 m²
- Energy Rating
- G
